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What do I require to successfully add a Card to Garmin Pay?

To successfully add a Card to Garmin Pay you'll need to make sure you have:


  • A compatible Garmin smart watch
  • A compatible smart phone
  • An eligible Westpac Mastercard® or Visa card which has been activated.
  • The ability to verify the card using the mobile number registered for Westpac Protect SMS Code®. If you do not have Westpac Protect SMS Code®, call us on 132 032 to activate it.