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What is a Westpac Handycard?

A Westpac Handycard is an eftpos Debit card linked to selected Westpac transaction accounts. Handycards can be used to purchase goods or services from merchants, withdraw cash from ATMs, and withdraw cash at the point of sale at some merchants in Australia. They are eligible to be added to Apple Pay*.


From 25 March 2024 through Online Banking and from 6 April 2024 in branch, new applications for Handycards for Westpac Choice accounts will not be accepted. Alternatively, account holders (8 years and older) may order a Debit MastercardMastercard®, which will be linked to their Westpac Choice account. 


Existing Handycard holders may continue using their cards, order replacement cards, and renew their cards.


What’s the difference between a Handycard and a Debit Mastercard?

Put simply, a Handycard is a debit card that lets you pay for items in stores that accept eftpos or withdraw cash from an ATM. While a Debit Mastercard lets you do all that, plus make online purchases.


*Apple Pay isn't available for customers under 13 years of age. When you add your card to Apple Pay, Apple uses your Apple ID to give you access to Apple services.


Mastercard® is a registered trademark of Mastercard International Incorporated.