FAQs

When you have a Balance Transfer and an Autopay arrangement set up for the Statement closing balance, then your Autopay will change to cover the Monthly Payment Balance shown on your statement. The Monthly Payment Balance is calculated so that you do not need to pay off your entire Balance Transfer (or SmartPlan balance if applicable) to enjoy your interest-free period on new purchases.

Note that any Balance Transfer amount (including fees and interest, if any) is not included in the Monthly Payment Balance and you will need to make separate payments to pay the Balance Transfer balance down.