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Savings Finder

Spot where your savings are hiding – it takes a little Westpac to turn everyday spending into everyday savings.

From forgotten subscriptions to found savings

Using the Savings Finder tool in the Westpac App, you can get a clearer view of your spending habits and spot opportunities to save:

See a list of regular bills and subscriptions.

Identify areas where you may be overspending.

Take action by reviewing which expenses you could lower or cancel.

How Savings Finder could help you
 

Check your regular bills, fees and subscriptions

Take a closer look at what you’re paying for - from utilities (i.e. energy and gas bills), government services to online subscriptions. Our subscription finding technology takes you from forgotten subscriptions to found savings.

Spot areas where you might be overspending

Get a view into your cost of living and spending habits. This helps you identify payments you could adjust* so you can put more money into your savings. 

Make confident money saving decisions

Get personal insights from your bills to help manage expenses. Take action: negotiate better deals, find rebates, seek financial support, switch providers or cancel what you don't need.

Spend $50 and you could get $50 cashback

Open a new Westpac Choice everyday account by 31 March 2026. Then, add your debit card to your mobile wallet and make one or more in-person, contactless payments that total at least $50. T&Cs apply.

Find out more

How it works

1. Open the Westpac App

Sign into the app and search Savings Finder in the Smart Search bar on your home screen.

2. Review Bills and Subscriptions

From the list of your regular expenses (including bills and subscriptions), select the ones you want to review.

3. Identify potential savings

Select Next. The tool gives you an estimated savings breakdown and identifies expenses you could cancel or reduce.

Get started with Savings Finder

To enjoy the benefits of Savings Finder and other clever tech Westpac App features, you need to be a Westpac customer.

Westpac customers

Sign into the Westpac App and search Savings Finder to explore Insights & tools.

Sign in

Not a Westpac customer? 

First, let’s help you find an everyday account that could be right for you.

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Need help cancelling a direct debit?

The Westpac App also includes a helpful feature to assist with cancelling direct debits - supporting you through the final step of saving.

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Need to download the Westpac App?

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Need to register?

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Contact us securely

Call us from the Westpac App to get verified faster and talk to the right person.

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Any questions?

Find your answers faster in our popular FAQ topics.

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Things you should know

Before making a decision about any of our products or services, please read all the terms and conditions and consider whether the product or service is right for you. Fees and charges apply and may change.

 

* Note that changes made in Savings Finder will not automatically update in your Bills Calendar. You will need to amend them separately to keep your records accurate.
 

Read the Westpac Online Banking Terms and Conditions (PDF 740KB) at westpac.com.au before making a decision and consider whether the product is right for you.

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© Westpac Banking Corporation ABN 33 007 457 141 AFSL and Australian Credit Licence 233714.