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Unsecured Personal Loan

 

Looking for an easy way to turn your outstanding debts into just one monthly repayment? With our Unsecured Loan you could be debt free sooner.^

 

Get a 1% p.a. discount

When you apply for a new Unsecured Personal Loan. Offer ends 28th February 2018.

Credit criteria, fees, charges, terms and conditions apply. Joint applications are ineligible for the offer. Find out more


Car Loan


Special offer:
Pay $0 establishment fee if you apply before 31 January 2018.#

New or used; aspirational or functional. Our fixed interest car finance uses the vehicle as security.


Repayment calculator

This calculator helps you estimate how much your personal loan repayments could be. 2

You can borrow between $10,000 - $100,000

You can borrow between $4,000 - $50,000

You can select a loan term between 1 and 7 years


Westpac Flexi Loan

Only existing Westpac customers can apply for a Flexi Loan online – please call us on 1300 720 697 or visit a branch if you’re not a Westpac customer.

A convenient, reusable, unsecured personal loan that works like a line of credit offering choice and flexibility.

Use our Personal Loan selector to check that Westpac Flexi Loan suits your needs. 

 

 

Things you should know

Credit criteria, fees, charges, terms and conditions apply.

^ If you choose a term greater than 2 years, and pay it out in less than 2 years, there is a prepayment fee of $175. This fee is waived if you pay out your personal loan by re-financing to another Westpac personal loan.


#$0 establishment fee Car Loan promotion:
The $0 establishment fee is available to customers who complete an application for a new Westpac Car Loan before 31st January 2018 and is not available to joint applicants. The comparison rate with $0 establishment fee is 9.32% p.a. This offer is only available for the Car Loan product. Credit criteria, fees, and charges apply. Terms and conditions available on request. All other fees outlined on the product page and in the product disclosure statement apply.


Comparison rate information
1.
The comparison rate for the Westpac Car Loan is based on a secured loan of $30,000 for a term of 5 years. *WARNING: This comparison rate applies only to the example or examples given. Different amounts and terms will result in different comparison rates. Costs such as redraw fees or early repayment fees, and cost savings such as fee waivers, are not included in the comparison rate but may influence the cost of the loan.

The comparison rate for the Westpac Unsecured Personal Loan is based on a loan amount of $30,000 for a term of 5 years. *WARNING: This comparison rate applies only to the example or examples given. Different amounts and terms will result in different comparison rates. Costs such as redraw fees or early repayment fees, and cost savings such as fee waivers, are not included in the comparison rate but may influence the cost of the loan.

2. Repayment calculator
Any calculation made by you using this calculator is intended as a guide only.  It is for illustrative purposes only and is based on the accuracy of the information provided.  The calculator does not take stamp duty or other government charges into account.  The calculation does not constitute an offer of finance from Westpac.

For secured personal loans, any motor vehicle offered as security must not be more than 12 years old upon loan expiry. The vehicle used as security must be registered under the applicant's name. If the vehicle is registered in joint names, the loan application must be under joint names. Initial rate indications quoted prior to full loan-to-valuation ratio being completed may change depending on the valuation of security offered.

Whether purchasing new or refinancing a used car, the vehicle has to have been imported to Australia by the manufacturer, and all the lending criteria met.