Why use Westpac Online Banking?
Bank on the go
Skip the trip to the branch and manage your banking online from home. Or, download the Westpac App to bank wherever you are.
Track your spending
Stay in control of your budget, organise spending into categories and learn about your cash flow in the App.
Stay secure
Anti-scam innovation helps keep your money safe. Learn how you can help with our Security Wellbeing check.
Manage your cards
View your cards in the Westpac App where you can temporarily lock a card, replace a damaged card and get your dynamic CVC.
Australia's Best Banking App, three years running.
Digital banking
Want to know more about Westpac Online Banking?
Westpac Protect™ Online Banking Security Guarantee
If your Westpac account is compromised due to Online Banking fraud, we guarantee to repay any missing funds, provided you complied with our Online Banking Terms and Conditions.
Things you should know
*This claim is based on The Forrester Digital Experience Review™ of 4 Australian mobile banking apps in Q3 2025. Future findings are subject to change. Forrester does not endorse any company or brand, nor their products or services, nor advise anyone to select them based on this review. If you want to learn more, go to the Forrester website.
Read the Westpac Online Banking Terms and Conditions (PDF 740KB) at westpac.com.au before making a decision and consider whether the product is right for you.
Westpac’s Online Banking Security Guarantee - If your Westpac account is compromised as a result of Internet fraud, we guarantee to repay any missing funds, providing you comply with our Online Banking Terms and Conditions. This includes keeping your sign-in details (including passwords, Westpac Protect™ SMS codes and SecurID® Token codes) private. You must inform us immediately if you suspect the security of your access details has been compromised, or you suspect an unauthorised transaction or potential fraud on your accounts.
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