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Latest business offers and featured products all in one place


No monthly fees for a year

Pay no monthly plan fees for the first 12 months, when you open a new Business One Low account online before 3 December 2021.*

Business Loan special offer​

2.39% p.a. fixed rate business loan offer​

Move your business plans forward with our lowest business loan fixed rate offer in years1.  ​

  • 2 or 3 year term​
  • Partial or full asset security required ​
  • For applications submitted by 30 November 2021 and settled by 31 January 2022
  • Borrow from $20k to $3m.​

4.99% p.a. on balance transfers

Keep calm and consolidate your business debt with 4.99% p.a. on balance transfers to Altitude Business Platinum and Altitude Business Gold cards.

Applicable for the first 12 months when requested at application for new cards. Rate then switches to variable cash advance rate. T&Cs apply2

Transaction account fee waived with EFTPOS 1

Business One High Plan or Low Plan monthly account fee waived for the first 12 months while you take out an EFTPOS 1 terminal and stay on a Merchant Pricing Plan (saving you up to $240).

Terms and conditions, fees and charges apply.

Featured products

Now you can renew your Farm Management Deposit online

We’ve made it quick and easy for you to renew your FMD account. Avoid the need to visit a branch and manage your renewal in minutes in online banking.

Our complimentary online invoicing tool* – now with BPAY®

Biz Invoice lets you create and send invoices from your mobile or PC, helps with reconciling, and sends automatic payment reminders from Westpac Live. And now eligible sole traders can set up BPAY® to accept credit card payments.

* with an eligible business transaction account

Invest your surplus funds in a term deposit and get higher returns

You may be eligible for a bonus rate on top of our standard interest rates. Save yourself a trip to the branch and open or renew your Term Deposit in Online Banking. Terms and Conditions and eligibility criteria apply.

Employer Superannuation

Meet your obligations - making it easy for you to provide your employees with a simple to manage, default super plan.


Unsecured Business Overdraft

Apply for up to $75,000 unsecured finance - meaning you don't have to provide asset security (director's guarantee may be required).

Things you should know
* Open a new Business One Low Plan account online between 18 October and 3 December 2021 to have monthly plan fees waived for the first 12 months. At the end of the 12-month period, the standard monthly plan fee (currently $10) will apply. Other fees and charges, terms and conditions apply to the Business One Low Plan. This offer may be repeated from time to time, withdrawn, varied or extended at any time.


1. Business Loan offer: applies to partially or fully secured fixed rate business loans of up to $3m for 2 or 3 years. Applications must be submitted by 30 November 2021 and settled by 31 January 2022 to be eligible. Other fees and charges apply.


2. Balance transfer promotion: The promotional balance transfer rate is available when you apply and are approved for a new Westpac Altitude Business Platinum Mastercard or Gold Mastercard credit card and request at application to transfer balance(s) from up to 3 non-Westpac Australian issued credit, charge or store cards. The rate will apply to balance(s) transferred (min $200 up to 80% of your approved available credit limit) for 12 months from card activation, unless the amount is paid off earlier. The applicable variable cash advance rate will apply to balance(s) transferred but left unpaid at the end of the 12 month promotional period. If your account has an interest free period for purchases, to be entitled to that interest free period, you need to pay off the 'Monthly Payment Balance' listed on your statement of account (not the full closing balance) by the relevant payment due date. Westpac will not be responsible for any delays that may occur in processing payment to your other card account(s) and will not close the other card account(s). The variable cash advance interest rate applies to balance transfers requested at any other time. Switches, upgrades, customers accessing employee benefits or packaged cards are ineligible for this offer. This offer may be withdrawn at any time.