Latest business offers and featured products all in one place

No monthly plan fees for a year

No monthly plan fees for a year

Pay no monthly plan fees for the first 12 months, when you open a new Business One Low account online before 6 August 2021.

Terms and conditions, fees and charges apply.

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SME Recovery Loans ​

Further support for customers impacted by COVID-19. You may be eligible for a business loan under the SME Recovery Loan Scheme.  

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120,000 bonus Qantas Points

Get 120,000 bonus Qantas Points when you spend $3,000 on eligible purchases on your new BusinessChoice Rewards Platinum Mastercard within 90 days of approval.+
 
For new cards approved by 26th July 2021. Exclusions apply.
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100,000 bonus Altitude Points

Get 100,000 bonus Altitude Points when you spend $3,000 on eligible purchases on your new Altitude Business Platinum Mastercard within 90 days of approval.*
 
For new cards approved by 26th July 2021. Exclusions apply.
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4.99% p.a. on balance transfers

Keep calm and consolidate your business debt with 4.99% p.a. on balance transfers to Altitude Business Platinum and Altitude Business Gold cards.

Applicable for the first 12 months when requested at application for new cards. Rate then switches to variable cash advance rate. T&Cs apply2. 

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Transaction account fee waived with EFTPOS 1

Business One High Plan or Low Plan monthly account fee waived for the first 12 months while you take out an EFTPOS 1 terminal and stay on a Merchant Pricing Plan (saving you up to $240).
 

Terms and conditions, fees and charges apply.

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Featured products

Now you can renew your Farm Management Deposit online

We’ve made it quick and easy for you to renew your FMD account. Avoid the need to visit a branch and manage your renewal in minutes in online banking.

Help guide Find out more

Our complimentary online invoicing tool* – now with BPAY®

Biz Invoice lets you create and send invoices from your mobile or PC, helps with reconciling, and sends automatic payment reminders from Westpac Live. And now eligible sole traders can set up BPAY® to accept credit card payments.

 * with an eligible business transaction account
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Invest your surplus funds in a term deposit and get higher returns

You may be eligible for a bonus rate on top of our standard interest rates. Save yourself a trip to the branch and open or renew your Term Deposit in Online Banking. Terms and Conditions and eligibility criteria apply.

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Employer Superannuation

Meet your obligations - making it easy for you to provide your employees with a simple to manage, default super plan.

 

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Unsecured Business Overdraft

Apply for up to $75,000 unsecured finance - meaning you don't have to provide asset security (director's guarantee may be required).

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Things you should know
*Bonus points promotion Altitude Business Platinum Mastercard: The bonus points promotion is available when you apply and are approved for a new Altitude Business Platinum Mastercard credit card between 26 April 2021 and 26 July 2021, and spend a minimum amount of $3,000 on eligible purchases within 90 days from card approval in one or more transactions. Eligible purchases do not include fees, cash, cash equivalent transactions, BPAY, BPAY equivalent transaction, refunds and balance transfers debited from the card account. The bonus Altitude Points will be added to your points balance within 90 days after you meet the eligible spend criteria. This offer does not apply for additional cardholders being added to an existing Altitude Business Platinum and Altitude Business Platinum Mastercard credit card. Switches, upgrades, customers accessing employee benefits or packaged cards and customers who have held another Altitude Business Platinum or Altitude Business Platinum Mastercard credit card account within the last 12 months are ineligible for this offer. This promotion is not available in conjunction with any other offer or promotion. This promotion is not available in conjunction with any other offer or promotion.

 

  +Bonus points promotion BusinessChoice Rewards Platinum Mastercard: The bonus points promotion is available when you apply and are approved for a new BusinessChoice Rewards Platinum Mastercard credit card between 26 April 2021 and 26 July 2021, and spend a minimum amount of $3,000 on eligible purchases within 90 days from card approval in one or more transactions. Eligible purchases do not include fees, cash, cash equivalent transactions, BPAY, BPAY equivalent transaction, refunds and balance transfers debited from the card account. The bonus Qantas Business Rewards Points will be added to your points balance within 90 days after you meet the eligible spend criteria. This offer does not apply for additional cardholders being added to an existing BusinessChoice Rewards Platinum or BusinessChoice Rewards Platinum Mastercard facility. Switches, upgrades, customers accessing employee benefits or packaged cards and customers who have held another BusinessChoice Rewards Platinum or BusinessChoice Rewards Platinum Mastercard credit card account within the last 12 months are ineligible for this offer. Qantas Business Rewards Points earned during a statement cycle are added to your Qantas Business Rewards Points balance on a monthly basis. This promotion is not available in conjunction with any other offer or promotion.

 

# Establishment fee waived: Information is correct as at 4 November 2020. This offer waives the relevant establishment fee (usually from $450) on Westpac Vehicle and Equipment Finance applications (excluding novated lease). This offer is only available to Business customers for business purposes and only for new applications (excludes roll-overs and refinances) for vehicles and equipment finance which are settled before 31 December 2020. Other fees and charges apply. This offer cannot be used in conjunction with any other offer and may be varied or withdrawn at any time.

 

2. Balance transfer promotion: The promotional balance transfer rate is available when you apply and are approved for a new Westpac Altitude Business Platinum Mastercard or Gold Mastercard credit card and request at application to transfer balance(s) from up to 3 non-Westpac Australian issued credit, charge or store cards. The rate will apply to balance(s) transferred (min $200 up to 80% of your approved available credit limit) for 12 months from card activation, unless the amount is paid off earlier. The applicable variable cash advance rate will apply to balance(s) transferred but left unpaid at the end of the 12 month promotional period. If your account has an interest free period for purchases, to be entitled to that interest free period, you need to pay off the 'Monthly Payment Balance' listed on your statement of account (not the full closing balance) by the relevant payment due date. Westpac will not be responsible for any delays that may occur in processing payment to your other card account(s) and will not close the other card account(s). The variable cash advance interest rate applies to balance transfers requested at any other time. Switches, upgrades, customers accessing employee benefits or packaged cards are ineligible for this offer. This offer may be withdrawn at any time.