Helping you keep your money within reach
What is the Instant Digital Card?
With your Westpac Digital Card, you’ll never be without your card again. It’s a digital version of your card, but instantly available 24/7 in the Mobile Banking app. Use it just like your physical card to shop online, pay bills, make in-app purchases and set up your recurring card payments, or even add it to your mobile or wearable wallet to shop in-store.
Your Instant Digital Card comes in handy
- While you are waiting for your new card to arrive.
- If your card is lost or stolen, so you can still access your money.
- When you don’t have your card on you but need a way to pay.
Instant Digital Card features
Convenience
You won’t get stuck without access to your money, even if your physical card isn’t on you.
Security
Your 3-digit security number is dynamic, refreshing every 24 hours to help ensure your details are kept safe.
Compatibility
Add your card details to your mobile or wearable wallet to make in-store transactions.
Continuity
If your card is replaced, the Digital Card can be used to update your digital wallets, online subscriptions and set up recurring card payments straight away.
Where to find your Instant Digital Card
- Sign into Mobile Banking. (Make sure you have the latest version)
- On your account Dashboard, select the account or card you want to access your digital card for and select the 'details' tab.
- Tap 'Digital Card' and follow the prompts.
- Generate your dynamic 3-digit security code to use your card.
Things you should know
Consumer Deposit accounts and debit cards – Terms and Conditions
Westpac Deposit accounts for personal and self managed superannuation (PDF 1MB)
Westpac Debit Mastercard® Terms and Conditions for Personal Customers (PDF 298KB)
Deposit accounts for personal customers (No longer available for sale) (PDF 263KB)
Consumer Credit Cards – Conditions of Use
Consumer Credit Cards – Conditions of Use (PDF 305KB)
Altitude Business Credit Cards - Conditions of Use
Altitude Business credit cards (PDF 183KB)
The Instant Digital Card is only available on the Westpac Mobile Banking app and supported with the latest version of Westpac Mobile Banking. The terms and conditions applicable to your product also apply to the use of your digital card. Online Banking Terms & Conditions also apply. You may not always be able to access your digital card.
World Mastercard®, Mastercard® and the Mastercard brand mark are registered trademarks, and PayPass is a trademark of Mastercard International Incorporated.
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© 2019 Westpac Banking Corporation ABN 33 007 457 141 AFSL and Australian credit licence 233714