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Why use your Digital Card?

With your Westpac Digital Card, you’ll never be without your card again. It’s a digital version of your debit or credit card, available in the Westpac App. Use it just like your physical card to shop online, pay bills, make in-app purchases, set up your recurring card payments, and add it to your smart phone or watch’s digital wallet to shop in-store.

Help stop fraudsters with dynamic CVC

Dynamic CVC reduces the risk of fraudulent card activity by 80% as it refreshes your Westpac Digital Card’s 3-digit security number every 24 hours – making your card details even more secure.

Find out more about how we protect you

How the benefits stack up


Access your money even if your physical card isn’t on you or while you're waiting for a new card.


Add your card details to your mobile or wearable digital wallet to make in-store transactions.


If your card is lost or stolen, you can still access money whilst waiting for the replacement card.


Update your digital wallets and online subscriptions and set up recurring card payments on the spot.

How to find your Digital Card

In the Westpac App

Before trying these instructions make sure you update to the latest version of the app.  
  1. Search Digital card in the Smart Search bar or tap on the Cards icon in the bottom menu
  2. Swipe to select the Digital card you’d like to view
  3. Tap Show all and follow the prompts to see the Digital card details including the dynamic CVC (Card Verification Code).

Manage your cards on the go, anytime, anywhere

Access your Digital Card, change your PIN, temporarily lock your card, and identify unknown transactions in the Westpac App.


Stay smart, safe and secure when banking online

Learn how to avoid being scammed, what to watch out for, how to report a scam, and how we protect you when banking online.

Need to download the Westpac App?

Things you should know

Consumer Deposit accounts and debit cards – Terms and Conditions

Westpac Deposit accounts for personal and self managed superannuation (PDF 621KB)

Westpac Debit Mastercard® Terms and Conditions for Personal Customers (PDF 204KB)

Deposit accounts for personal customers (No longer available for sale) (PDF 372KB)

Consumer Credit Cards - Terms and Conditions

Altitude Business Credit Cards - Conditions of Use

Altitude Business credit cards (PDF 227KB)

The Digital Card is only available in the Westpac App and supported with the latest version of the Westpac App. The terms and conditions applicable to your product also apply to the use of your digital card.Online Banking Terms & Conditions also apply. You may not always be able to access your digital card.

World Mastercard®, Mastercard® and the Mastercard brand mark are registered trademarks, and PayPass is a trademark of Mastercard International Incorporated.

Apple, the Apple logo and iPhone are trademarks of Apple Inc., registered in the U.S. and other countries. App Store is a service mark of Apple Inc. 

Android, Google Play and the Google Play logo are trademarks of Google LLC.