EVEN MORE SECURE WITH WESTPAC DIGITAL CARD
Unlock extra protection using the dynamic CVC on your digital Westpac debit or credit card. Add it to your digital wallet or use it 24/7 in the Westpac App. Another layer of scam and fraud defence.
Why use your Digital Card?
With your Westpac Digital Card, you’ll never be without your card again. It’s a digital version of your debit or credit card, available in the Westpac App. Use it just like your physical card to shop online, pay bills, make in-app purchases, set up your recurring card payments, and add it to your smart phone or watch’s digital wallet to shop in-store.
How the benefits stack up
Convenience
Access your money even if your physical card isn’t on you or while you're waiting for a new card.
Compatibility
Add your card details to your mobile or wearable digital wallet to make in-store transactions.
Confidence
If your card is lost or stolen, you can still access money whilst waiting for the replacement card.
Connection
Update your digital wallets and online subscriptions and set up recurring card payments on the spot.
Help stop fraudsters with dynamic CVC
Dynamic CVC reduces the risk of fraudulent card activity by over 50% as it refreshes the 3-digit security number on your Westpac debit or credit Digital Card every 24 hours.
Find out more about how we protect you
Want to bank with layers of defence?
Build your defence with the added security of our Digital Card with a dynamic CVC - designed to provide you a layer of defence.
How to find your Digital Card
In the Westpac App
- Search Digital card in the Smart Search bar
- Swipe to select the Digital card you’d like to view
- Tap Show all and follow the prompts to see the Digital card details including the dynamic CVC (Card Verification Code).
What are Digital Wallets?
Digital Wallets are apps that enable you to add a digital version of your eligible credit or debit card to your eligible device, such as mobile phone or smart watch.
Manage your cards on the go, anytime, anywhere
Access your Digital Card, change your PIN, temporarily lock your card, and identify unknown transactions in the Westpac App.
Stay smart, safe and secure when banking online
Learn how to avoid being scammed, what to watch out for, how to report a scam, and how we protect you when banking online.
Questions?
Find answers to some of the most frequently asked questions:
- What can I use my Digital Card for?
- What is a dynamic CVV / CVC?
- Which mobile devices can I use to see my Digital Card details?
- Which cards are eligible for a Digital Card?
- Can I use my Digital Card for recurring payments?
- What type of credit cards are available?
- What type of bank account are available?
Things you should know
Consumer Deposit accounts and debit cards – Terms and Conditions
Westpac Deposit accounts for personal and self managed superannuation (PDF 712KB)
Westpac Debit Mastercard® Terms and Conditions for Personal Customers (PDF 340KB)
Deposit accounts for personal customers (No longer available for sale) (PDF 596KB)
Consumer Credit Cards - Terms and Conditions
Altitude Business Credit Cards - Conditions of Use
Altitude Business credit cards (PDF 498KB)
The Digital Card is only available in the Westpac App and supported with the latest version of the Westpac App. The terms and conditions applicable to your product also apply to the use of your digital card.Online Banking Terms & Conditions also apply. You may not always be able to access your digital card.
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