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Check out what makes us the best


Split group payments, pay in instalments or set up recurring bills all within a few simple taps.

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Find what you need. See your accounts at a glance, go straight to Smart Search, or explore our menus.

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Manage your money with our tools. Explore budgeting, savings and bills features to help make your banking that bit simpler.

Explore our tools


Use our dynamic CVC to help reduce the risk of fraud as it refreshes your card’s security number every 24 hours.

Discover how

Download the Westpac App

If you are registered for Online Banking you automatically get access to the App.

Illustrated hand holding a mobile phone, with some illustrated features and a badge for Westpac’s #1 Banking App win in 2023


Take a peek at some of our App features

We’ve put together a selection of tools and features to help make your every day that bit easier.

Budget tools

  • Set category limits and track your income and spending with our budget insights.

Savings Finder

  • Use our tool to help spot opportunities to save on your subscriptions and bills. 

Get Bill reminders

  • Receive notifications about upcoming bills when you set up Bills Calendar in the App. 

Not a Westpac customer yet?

Enjoy the Westpac App’s features by becoming a customer. Let’s help you find an account that could fit.

Explore bank accounts

Don’t get caught short

Make it to the end of the month with money in the bank

Use our Budget Planner tool in the App to see how much available cash you’ve got. Simply set your ins and outs and you’ll be able to see what you’ve got left to spend. You can even choose categories and set limits for them to help you track and manage where your money goes.

What else is handy in the App?


Westpac Protect™ Online Banking Security Guarantee

If your Westpac account is compromised due to Online Banking fraud, we guarantee to repay any missing funds, provided you comply with our Online Banking Terms and Conditions.


Stop Fraudsters with our Dynamic CVC

Dynamic CVC reduces the risk of fraudulent card activity by 80% as it refreshes your Westpac Digital Card’s 3-digit security number every 24 hours – making your card details even more secure. 


Get financially fit

Explore our financial wellbeing questionnaire to help you take control of your finances. Search wellbeing hub in the Westpac App to learn more.

Things you should know

* Claim based on "The Forrester Digital Experience Review™: Australian Mobile Banking Apps, Q4 2023" an evaluation of five Australian Banks.

Read the Westpac Online Banking Terms and Conditions (PDF 555KB) at before making a decision and consider whether the product is right for you.

Westpac’s Online Banking Security Guarantee - If your Westpac account is compromised due to Online fraud, we guarantee to repay any missing funds, provided you complied with our Online Banking Terms and Conditions. This includes keeping your sign-in details (including passwords, Westpac Protect™ Security codes) private, not participating in the unauthorised transaction, and immediately notifying us when you suspect an unauthorised transaction or potential fraud on your accounts.

The Digital Card is only available in the Westpac App and supported with the latest version of the Westpac App. The terms and conditions applicable to your product also apply to the use of your digital card. Online Banking Terms & Conditions also apply. You may not always be able to access your digital card.

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