Skip to main content Skip to main navigation
Skip to access and inclusion page Skip to search input

Our EFTPOS machines

Accept payments at the counter or when you're on the move.

Instant Settlement1

Receive your daily business takings instantly, to help keep your cash flowing.

24/7 customer support

We’re on call 24/7 to ensure your business keeps receiving fast and secure payments night and day.

Our EFTPOS machines accept Tap & Go, insert and swipe cards.


Standalone machine

  • Lightweight and portable
  • Sleek design with large colour touch screen
  • Print receipts and split bills
  • Flexible plans as there are no lock-in contracts2
  • Great for retail shops and cafes.


Apply online in 10 minutes

Presto Smart

Point of sale (POS) integration

  • Fast and secure payments to save you time
  • Take payments anywhere in store
  • Simple reconciliations
  • Great for hospitality and retail businesses.



We'll be in touch within 1 business day.


Point of sale (POS) integration

  • Integrate your EFTPOS with a range of Linkly Point of Sale (POS) systems
  • Take payments anywhere in store
  • Automatically switch to 3G3 if your main communication method fails, so you’ll never miss a sale.


We'll be in touch within 1 business day.

Frequently asked questions

EFTPOS stands for Electronic Funds Transfer at the Point of Sale. It is the term used to describe an electronic payment system (or machine or terminal) that enables the taking of payments by debit, credit and charge cards. EFTPOS machines – which can be standalone or connected to a Point of Sale (POS) system – facilitate the movement of funds from a customer’s card account to a nominated business’ bank account.

Then there is eftpos (not in capitals), which is the debit card payment system that takes funds directly from a customer’s cheque or savings transaction account to pay for purchases in store.

Every business is different, so will benefit from different payment solutions including combinations of services – such as EFTPOS in store and a virtual terminal for phone and mail payments out back.

Some machines integrate with Point of Sale (POS) software and some are standalone, meaning you manually key-in the amount to be paid.

Then there are eCommerce payment gateways and systems for handling batch and/or regular payments. Request a call back from a member of the Westpac merchant services team if you’d like to discuss options that may suit your business.

It’s worth carrying out research to help you identify the right payment system for your business needs. A great place to start could be our handy Payment Solution Selector Tool, which is designed to help you find payment products that may match your specific requirements.

Yes, if it is compatible. Having an EFTPOS machine that integrates with your Point of Sale system helps speed up payments and avoid errors, as you won’t have to key each amount into your terminal. Westpac offers Presto Smart that integrates with a variety of popular POS systems and EFTPOS 1i that integrates with a range of Linkly POS systems.

Systems vary by provider, but with Westpac systems the terminals generally connect via Wi-Fi, ethernet or the mobile network. If the network has an outage, transactions are stored offline in the terminal until the network is back up and running, at which point they will be transferred. Alternatively, with systems other than the EFTPOS 1i, Westpac customers can connect via their Wi-Fi to maintain live payment transfers. 

Things you should know

Applications for merchant services are subject to approval. Terms and Conditions and other fees and charges (PDF 69KB) apply. Full details are available on request.

1. Westpac instant settlement functionality is not available between 9:30pm and 11:59pm (Sydney time) for all EFTPOS 1, EFTPOS 1i and Presto Smart terminals. You can only settle a Westpac issued EFTPOS terminal once within a 24 hour period. Subject to system availability, settlement can take place 7 days a week. Settlement must be to a Westpac business transaction account. Instant settlement functionality is not available on Corporate Online and is only available for Visa, Mastercard and eftpos transactions (excludes UnionPay transactions).

2. Changes to merchant pricing plans are effective from the following month.

3. Standalone mode allows you to process card payments even when the POS is not connected to your EFTPOS terminal.

# If you want to accept American Express payments, you'll need to call 1300 363 614 to enter into a separate merchant agreement with American Express.

Mastercard® is a registered trademark of Mastercard International Incorporated.

American Express® is a registered trademark of American Express.