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Pay with your phone

With your choice of wallets you can now carry your eligible Westpac cards with your smartphone. You can make purchases at millions of store worldwide, at any terminal where contactless payments are accepted.

Apple Pay

  • For Apple smartphones
  • For eligible Westpac Mastercard® and Handycards

    

Google Pay™

  • For Android smartphones
  • For Westpac Mastercard or Visa Cards

    

Samsung Pay™

  • For Samsung smartphones
  • For Westpac Mastercard or Visa cards

    


Wearables

Our range of payment wearables gives you the freedom to leave your wallet or card at home. Whether going for a run or grabbing a quick coffee, you can pay on the go.

Fitbit Pay™

  • Personal trainer & wallet in one
  • Works with your compatible Fitbit watch
  • Pair with your Apple™ or Android™ device
  • For Westpac Mastercard or Visa cards

    

Garmin Pay™

  • Works with your compatible Garmin® watch
  • Use anywhere contactless payments are accepted
  • Pair with your Apple™ or Android™ device
  • For Westpac Mastercard or Visa cards

    


Digital Card

Always have your money within reach with the Digital Card. Use it just like your physical card to shop online, pay bills, make in-app purchases and set up your recurring card payments, or even add it to your mobile or wearable wallet to shop in-store.

Digital Card

  • Highly secure – your 3-digit security number is dynamic, refreshing every 24 hours.
  • Convenience – A digital version of your credit or debit card.
  • Compatibility – add your details to your mobile or wearable wallets. 
  • Available 24/7 in your Westpac App.

    


Make regular or recurring purchases and payments

Save your card with your regular providers for added convenience or connect to them using My Merchants for added security. 

My Merchants

  • Shop and order online without needing to share your card details. Merchants won’t be holding onto your physical card details, helping to protect you online and pay more conveniently.

    

Save your card details

  • Save the hassle and keep your card details saved for recurring payments like your phone bill or streaming services, and in apps you use often. It’s fast, convenient and safe. Plus, it’s simple to set up.

    


Pay friends

Paying friends money you owe them,  splitting bills when out to dinner or even just paying a tradesman in real time, effortlessly and securely.

PayID

  • Pay family and friends and get paid 24/7 in real time, in your Online Banking
  • Payments will go through in less than a minute across all banks
  • Easier for friends and family to pay your mobile phone number when you create a PayID

    

Beem It app

  • Pay and get paid 24/7 in real time, securely with any bank issued Visa or Mastercard® Debit card
  • Request payments from friends and use the bill splitting feature
  • Available to customers with a Visa or Mastercard® debit card

    

Things you should know

PayWear Terms and Conditions (PDF 46KB)

Fitbit Pay Terms and Conditions (PDF 43KB)

Garmin Pay Terms and Conditions (PDF 43KB)

Google Pay Terms and Conditions (PDF 680KB)

Samsung Pay Terms and Conditions (PDF 389KB)

Apple Pay Terms and Conditions (PDF 79KB)

Before making a decision about any of our products or services, please read all the terms and conditions and consider whether the product or service is right for you. Fees and charges apply and may change.

Internet connection may be needed to make purchases using Google Pay or Samsung Pay and normal mobile data charges apply.

Apple, the Apple logo and iPhone are trademarks of Apple Inc., registered in the U.S. and other countries. App Store is a service mark of Apple Inc. 

Samsung and Samsung Pay are trademarks or registered trademarks of Samsung Electronics Co.

Android, Google Play and the Google Play logo are trademarks of Google LLC.

Westpac PayWear is a registered trademark and PayWear is a trademark of Westpac Banking Corporation.

Fitbit and the Fitbit logo are trademarks or registered trademarks of Fitbit, Inc. in the U.S. and other countries. 

Garmin, the Garmin logo, and the Garmin delta are trademarks of Garmin Ltd. or its subsidiaries and are registered in one or more countries, including the U.S. Garmin Pay is a trademark of Garmin Ltd. or its subsidiaries.

A Visa or Mastercard debit card attached to an Australian bank account is required to use the Beem It app.

  Beem It is a facility provided by Commonwealth Bank of Australia ABN 48 123 123 124 AFSL 234945 and made available through its authorised representative, Digital Wallet Pty Ltd ABN 93 624 272 475. Before downloading the app please consider the  Product Disclosure Statement and Terms and Conditions, available at  beemit.com.au. As this advice has been prepared without considering your objectives, financial situation or needs, you should, before acting on it, consider the facility's appropriateness to your circumstances. Before making a decision about any of our products or services, please read relevant terms and conditions available at westpac.com.au. Fees and charges apply and may change.
World Mastercard ®, Mastercard ® and the Mastercard brand mark are registered trademarks of, and PayPass TM is a trademark of, Mastercard International Incorporated.

Fast or real-time payments are sent and received using Osko by BPAY® and can be addressed to either a PayID or a BSB and account number. Real-time payments require both the payer and payee to have Osko enabled accounts.  BPAY® and Osko® are registered trademarks of BPAY Pty Ltd ABN 69 079 137 518.