Business digital wallets

Leave your debit and credit cards at home and use your mobile device or wearable to pay for business expenses.

Benefits

Security

Your business account details are never shared with merchants.

Convenience

Make a payment even if you’ve forgotten your wallet or are waiting for a replacement card.

Compatibility

Tap and go with your business card using your mobile device or wearable.

What you need to get started

  • Your Westpac Cards
    Digital Wallet is available for your eligible Westpac debit and credit cards.
    Quick Tip: when adding your card details to your Digital Wallet, make sure that it is exactly the same as it appears on your plastic card. 
     
  • SMS Protect
    The mobile phone you use for Digital Wallet needs to be registered for SMS Protect ® to verify the cards you add.
  • A compatible smart device
    Digital Wallet is available on compatible smart devices with Near Field Communications (NFC) technology.

Digital wallet options

Apple Pay

  • For Apple mobile devices and Apple Watch
  • For eligible Westpac Mastercard®

    

Google Pay™

  • For Android mobile devices and Fitbit
  • For eligible Westpac Mastercard ®

    

Samsung Pay™

  • For Samsung smartphones and Samsung Gear 2
  • For eligible Westpac Mastercard ®

    

Garmin Pay™

  • Works with compatible Garmin ® watches
  • For eligible Westpac Mastercard ®

    

Other ways to pay

PayTo

  • PayTo agreements must be authorised by you in Westpac Online Banking or the Westpac mobile app before a business or merchant can take a payment
  • View your PayTo agreements in one place and know when payments are due
  • Easily switch the Westpac accounts linked to your PayTo agreement, or pause or cancel anytime

    

PayID

  • Send and receive funds in real time, 24/7
  • Reduce payment errors when you pay to a mobile number or ABN

    

Don’t have a business debit card?

Open a business transaction account.

Find out more

Prefer a business credit card?

Choose a card that’s right for you.

Learn more
Things you should know
Google Pay Terms and Conditions (PDF 125KB)
Samsung Pay Terms and Conditions (PDF 63KB)
Apple Pay Terms and Conditions (PDF 42KB)
Garmin Pay Terms and Conditions (PDF 55KB)
PayTo Terms and Conditions (PDF 187KB)
PayID Terms and Conditions (PDF 101KB)

Business Debit Mastercard® Terms and Conditions (PDF 171KB)

 

Before making a decision about any of our products or services, please read all the terms and conditions and consider whether the product or service is right for you. Fees and charges apply and may change.

 

Internet connection may be needed to make purchases using Google Pay or Samsung Pay and normal mobile data charges apply.

 

Apple, the Apple logo and iPhone are trademarks of Apple Inc., registered in the U.S. and other countries. App Store is a service mark of Apple Inc. 

 

Samsung and Samsung Pay are trademarks or registered trademarks of Samsung Electronics Co. 

 

Android, Google Play and the Google Play logo are trademarks of Google LLC.

 

Google Pay is a trademark of Google LLC.

 

Fitbit and the Fitbit logo are trademarks or registered trademarks of Fitbit, Inc. in the U.S. and other countries.

 

Garmin, the Garmin logo, and the Garmin delta are trademarks of Garmin Ltd. or its subsidiaries and are registered in one or more countries, including the U.S. Garmin Pay is a trademark of Garmin Ltd. or its subsidiaries.

 

Beem It is a facility provided by Commonwealth Bank of Australia ABN 48 123 123 124 AFSL 234945 and made available through its authorised representative, Digital Wallet Pty Ltd ABN 93 624 272 475. Before downloading the app please consider the  Product Disclosure Statement and Terms and Conditions, available at  beemit.com.au. As this advice has been prepared without considering your objectives, financial situation or needs, you should, before acting on it, consider the facility's appropriateness to your circumstances. Before making a decision about any of our products or services, please read relevant terms and conditions available at westpac.com.au. Fees and charges apply and may change.

 

A Visa or Mastercard debit card attached to an Australian bank account is required to use the Beem It app.

 

Mastercard® is a registered trademark and the circles design is a trademark of Mastercard International Incorporated.

 

Apple, the Apple logo and iPhone are trademarks of Apple Inc., registered in the U.S. and other countries. App Store is a service mark of Apple Inc. Android, Google Play and the Google Play logo are trademarks of Google LLC. Samsung and Samsung Pay are trademarks or registered trademarks of Samsung Electronics Co., Ltd.

PayID® and PayTo® are registered trademark of NPP Australia Limited.

 

Fast or real-time payments are sent and received using Osko by BPAY® and can be addressed to either a PayID or a BSB and account number. Real-time payments require both the payer and payee to have Osko enabled accounts.

 

BPAY® is a registered trademark of BPAY Pty Ltd ABN 69 079 137 518.