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Discover your borrowing power in 10 minutes

  • Want to borrow between $10k and $3m? 
  • Looking for a business loan, business overdraft or vehicle and equipment finance?

We can help. Just have these documents handy:

  • Latest annual financial statements or business tax return
  • 12 months' business activity statements from the ATO
  • Signed copy of your lease agreement (only required for property investments)


Enquire now to book in your 10 min borrowing power chat or if you just need to talk through your business needs.


Loans and cash flow solutions

Business loans

Borrow from $5k to help take the next step in your business plan.

Car and equipment finance

Flexible finance to help you get the car or equipment you’ve got your eye on.


Business overdrafts

Support your cash flow with access to extra funds through your transaction account.

What customers have said about their borrowing experience

"We were over the moon and very appreciative of the speed with which we were able to get an approval" (Lawn Mowing business, VIC)


"I was extremely satisfied with how quick we were able to apply and receive our funds. It took away a lot of stress out of our expansion" (Film Producer, QLD)


"Applying was really easy and meant we were able to purchase the property knowing we had the funds" (Bedding retailer, VIC)

Source: Westpac business lending applicants 2023.

Support to start or develop a business​

Startup your ambition

Is it time to turn your side hustle into a real business? Or branch out on your own? A business loan for startups could help get your dreams off the ground.

Business loan for startups


Grow your business

You've passed the startup stage and have been trading for over a year but need a funding boost. Explore our small business loans to achieve your goals.​

Small business loans

More ways we can help

Bank bill business loan

Great for acquisitions, capital investment or refinancing. 

Insurance premium finance

Short-term finance that lets you spread a lump sum annual premium with monthly instalments.

Bank guarantee

Great for providing your suppliers and vendors with certainty of payment. 

Invoice finance

Access up to 85% of the value of your approved unpaid invoices. 

Things you should know

Credit criteria, fees, charges, terms and conditions apply. Talk to your banker for more details.​

Important information 

Read about changes affecting some business and equipment finance contracts entered into, renewed or varied from 12 November 2016.