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What’s the best type of Westpac Online Banking for my Business?

This will depend on your business structure. Sole traders and partnerships can register online for ‘individual’ Online Banking and get started straight away. Companies and other entities with multiple signatories can complete and email an application form for ‘network’ Online Banking. Either way, you can register at any Westpac branch.

Choose a business structure

Business-grade Online Banking with ‘network’ features

To complete our registration form, you will need the 8-digit Westpac customer number and signature of each signatory. Not a Westpac customer yet? Then open a business bank account first.

After you’ve submitted your application, we will contact you to verify your identity.



Intuitive interface Toggle between business accounts and personal accounts
Guided activation Helps you through adding users and setting permissions
Online security
  • Westpac Protect™ fraud repayment guarantee1
  • RSA SecurID® token for transactions and account admin.

Daily payment limit

  • Defaults to $10m
  • Increase to up to $100m if required 
Online invoicing tool Biz Invoice included with selected transaction accounts2
Link to accounting software Set up bank feeds with MYOB, Xero, Quickbooks and more3
Make multiple payments Import payment files and create payment templates
Share account access Share access with staff and/or a trusted professional
Deposit cheques Scan and deposit cheques using the Westpac App
View statements Simplify tax time with eStatements online


Things you should know

Online Banking Terms and Conditions (PDF 310KB)

This information does not take your personal objectives, circumstances or needs into account. Consider its appropriateness to these factors before acting on it. Read the terms and conditions at before making a decision and consider whether the product is appropriate for you. Transaction fees may apply. Westpac Banking Corporation ABN 33 007 457 141 AFSL and Australian credit licence 233714.


* Open a new Business One Low Plan account online between 7 June and 6 August 2021 to have monthly plan fees waived for the first 12 months. At the end of the 12-month period the standard monthly plan fee (currently $10) will apply. Other fees and charges, terms and conditions apply to the Business One Low Plan. This offer may be repeated from time to time, withdrawn, varied or extended at any time.


1. Westpac Protect™ guarantees that if your Westpac account is compromised as a result of internet fraud, we will repay any missing funds, provided you comply with our Online Banking Terms and Conditions.


2. To be eligible for Biz Invoice you must hold a Westpac Business One Low Plan or Business One High Plan account or a Foreign Currency Account (other than in Chinese Yuan RMB).


3. Not all accounts are eligible to be included in a feed. These can include loan accounts and accounts requiring multiple authorisations for transactions. Bank Feed must be set up with Third Party Service Provider before it can be connected in Westpac Live. If your Third Party Service Provider does not appear in the drop down menu in Westpac Live, you may need to check that your provider is registered with Westpac. Should there be any changes in your user access or network access levels, you may need to disconnect your Bank Feed(s) as any access changes will not impact bank feeds.  The products and services offered by these Third Party Service Providers may be subject to terms and conditions and fees and charges.  Westpac does not guarantee or endorse the services or products offered by these Third Party Service Providers.