Master your money

Ready to take control of your finances? Explore tools and resources designed to help you become a money master and own your financial future.

What you'll find here

  • Home loans: Calculators and guides to help you plan ahead.
  • Budgeting and savings: Tools and tips to boost your balances.
  • Cost of living: Articles and ideas to assist in navigating living costs.
  • Building wealth: Strategies to help you grow towards securing financial freedom.

Budget and save like a pro

Don't just dream. Set yourself up for tomorrow by learning to master your personal finance.

Take a financial health check

Evaluate your finances regularly to keep on top of income and milestones.

Money saving tips

Find out where you could cut back to keep working towards financial freedom.

Budget planner

See how you could achieve your goals sooner with our online budgeting tool.

Westpac App Budget Tools

Use our in-app tools to track and trend your income and spend.

Savings by age

Find out how much Westpac customers have saved at different life stages.

7-step budgeting plan

Reduce financial stress and potentially reduce some of your costs.

Master your home loan

Arm yourself with the knowledge and tools to take charge of your interest rate and repayments.

Level up your home loan

Depending on your repayments and home value, there could be many ways to get more from your home loan.

Rates and calculators

Check rates, get the latest news and calculate how changing rates could affect your home loan.

Paying less interest

Learn how simple adjustments to your personal finance and repayments could reduce interest charges and save you dollars.

Building wealth

Simple ways to make your money work harder and gradually grow your wealth.

How to start trading shares

Learn the benefits and risks of trading in different types of investments.

Investing in property

Whether you're a newbie investor or a seasoned pro, we can help you learn.

Get more from your money

If you have money in the bank, why not find ways to make it work harder for you?

Navigating the cost of living

Here are our tools and strategies to help you navigate changing living costs.

Adjusting repayments

If rising repayments are a challenge, here are some ways you could ease the pressure on your budget.

Getting back on your feet

If you're struggling to make repayments on a card or loan, there are several ways we can help give you breathing space.

Consolidating debt

Combining several debts into one account with a single rate could help you in taking control of your finances.

Additional resources

Connect with an empowered community and build smart habits with our partners Ruby Connection and Davidson Institute.

Ruby – your online community for women, created by women

Whether you’re starting your financial journey, part of an established family, actively investing, or winding down to retirement, Ruby empowers you.

Davidson Institute - powered by Westpac

Our financial education resources are designed to help you create healthy money habits.

Financial hardship assistance

You are not alone. We are here to help.

Find out more

General enquiries

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8am – 8pm Sydney Time, 7 days

Find a branch

Visit your local branch

Things you should know

^Offset is available on a Rocket Repay Home Loan or a Rocket Investment Loan. The same offset transaction account cannot be linked to multiple Rocket Loans. The linked offset transaction account must be in the same name(s) as the loan. Only one offset transaction account can be linked to each Rocket Loan.