0.00% p.a. for 20 months on balance transfers requested at card application. Variable cash advance rate applies after 20 months.
- Interest rate of 20.24% p.a.
- Choose between Altitude or Qantas rewards programs
- Up to 45 days interest free
- Excellent earn rate
- Bonus points at participating partners
0.00% p.a. for 14 months on balance transfers at 55 Day card application. Variable cash advance rate applies after 14 months.
Or, 0.00% p.a. for 16 months on balance transfers at 55 Day Platinum card application. Variable cash advance rate applies after 16 months.
- Interest rate of 19.84% p.a.
- $0 annual fee for all customers for a limited time only
- Up to 55 days interest free on purchases
Things you should know
^$0 annual fee in first year for existing Westpac customers promotion: To be eligible for this promotion you must be an existing Westpac customer that applies for a new Low Rate, Altitude, Altitude Platinum or Altitude Black card by clicking on the Westpac customers 'Apply now’ button via westpac.com.au or westpac.com.au/mobile between 30 September 2015 and 17 January 2016. Switches, upgrades, customers accessing employee benefits or packages cards are ineligible. Promotion is not available in conjunction with any other promotion other than the current balance transfer available at card application, promotional purchase rate offer or any bonus points offer. The first annual fee will be debited on the 12 month anniversary of the first transaction on your account and annually thereafter on the anniversary of the first annual fee.
Special balance transfer promotion: Promotional balance transfer rates are available when you apply for a new credit card between 30 September 2015 and 17 January 2016 and request at application to transfer balance(s) from up to 3 non-Westpac Australian issued credit, charge or store cards. The rate will apply to balance(s) transferred (min $200 up to 95% of your approved available credit limit) for the promotional period, unless the amount is paid off earlier. Card activation will trigger the processing of the balance transfer . The variable cash advance rate will apply to balance(s) transferred but left unpaid at the end of the promotional period. Westpac will not be responsible for any delays that may occur in processing payment to your other card account(s) and will not close the account(s). Switches, upgrades, customers accessing employee benefits or packaged cards are ineligible. The variable cash advance interest rate applies to balance transfers requested at any other time. Interest free days don’t apply to balance transfers.
Special annual fee promotion terms and conditions: $0 annual fee in the first year and $0 annual fee in subsequent years when you spend $5,000 or more on a 55 Day Card or $10,000 or more on a 55 Day Platinum card on purchases in each 12 months from the anniversary date of the first year’s annual fee waiver. Offer available on new card applications when you apply between 30 September 2015 and 17 January 2016.
Westpac is the credit provider and credit licensee under National Consumer Credit Laws.
Be credit savvy: Before applying, consider a realistic credit limit and check all conditions, interest rates, fees and charges on your selected card.