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Why choose a Westpac payment solution?

Same-day settlement

Into your Westpac transaction account for fast access to your funds.

24/7 local support

Visit our support pages or call our Merchant Helpdesk to speak to a specialist.

Simple pricing and setup

Options for no setup or monthly terminal fees, lock-in contracts or additional hardware.

Fast payment options

Take payments on the go, in-store, by phone, online, or via your website.

What’s the right payment solution for my business?

Image of a retailer fulfilling an online payments purchase.

EFTPOS Air mobile app

Take payments on your phone or tablet with no additional hardware required. Use this as your main payment device or as a backup.

Image of an EFTPOS machine taking a card payment.

EFTPOS machines

Choose from fixed or standalone terminals for use in-store, on the go, with point of sale integration and self-serve kiosk options.

Image of a retailer fulfilling an online payments purchase.

Online payments & eCommerce

Take payments online, by phone and by mail, using our range of eCommerce and recurring billing solutions to suit your business.

Payment Solutions for your industry

Hair and Beauty

In a bustling salon, having secure and reliable payment options builds customer trust and your brand reputation.

Explore more


Secure and streamlined payment options mean you can remain committed to providing superior pet care and support.

Find out how


A successful retail business needs reliable and flexible payment options to boost cash flow and keep it thriving.

Learn more


Integration with your point of sale means seamless orders, ensuring smooth operations and happy customers.

Discover how

Ready to get started?

Call 1800 029 749 now

8am-8pm (Sydney time), Mon-Fri to speak to a payment solution specialist.


Help me choose

Not quite sure which options could suit your business? Use our handy comparison tool 

$100 bonus, just for using EFTPOS Air

Take payments the easy way with EFTPOS Air on your compatible device – and get $100 for taking $1,000 through the app. Must be within 30 days of merchant facility approval between 3 June and 30 September 2024.

T&Cs apply.* Explore EFTPOS Air

Frequently asked questions

A merchant facility is a payment system that allows you to accept payments for your business. Examples include a mobile EFTPOS machine, an EFTPOS terminal that integrates with a point of sale (POS) system, or turning your phone into an EFTPOS terminal through a payment acceptance app. There are also online payment systems that enable a business to take one-off and recurring payments from bank accounts, and debit and credit cards.

Depending on the nature of your business, merchant facility payments could occur over the phone, online, at the counter, at the table, or on the go in a mobile business.

Help when you need it

Things you should know

Applications for merchant services are subject to approval. Terms and Conditions and other fees and charges (PDF 210KB) apply. Full details are available on request.


* $100 Bonus Offer: Conditions, fees, charges, eligibility criteria and exclusions apply. Standard product terms and conditions also apply. To be eligible for the $100 Bonus Offer (Bonus Offer) you must have an application for a Westpac EFTPOS Air facility approved between 3 June 2024 and 30 September 2024 and have achieved $1,000 gross sales within 30 days of the EFTPOS Air application approval (Eligibility Criteria). Gross sales represent sales where a fee is charged on the value and/or number of sale transactions. The value and/or number of refund transactions are not included in the calculation. Gross sales exclude any payments taken using a merchant’s personal card. You are not eligible to receive the Bonus Offer if, in the last two years you have held, or you currently hold, any Westpac merchant facility. The $100 bonus will be paid to you approximately 60 days after you meet the Eligibility Criteria. If you unsubscribe from receiving marketing offers, you will remain part of this Bonus Offer and payment of the Bonus Offer will only be made into your nominated billing account. Your EFTPOS Air facility must also be operational at the time of payment. This Bonus Offer is limited to only one successful application per customer. The payment represents a pre-paid volume rebate of the first $100 (including GST) of Merchant Service Fees charged to your account. This $100 bonus may have taxation implications. We recommend that you seek independent advice to determine any tax liability or other tax implications based on your individual circumstances. Westpac has the right to vary or withdraw the Bonus Offer at any time. All Westpac Group offers are subject to eligibility and only available if your account is open and remains in good standing.


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