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Master your spending and saving

Under 30? Get $40 with a new Westpac Choice everyday bank account when you apply online or in branch by 16 January 2020, and deposit $500 and make 5 eligible purchases within 30 days. T&Cs apply#



Make budgeting a breeze when you open an everyday and savings account together

  • Access your money with a Debit Mastercard® 1
  • Earn interest on your savings and build better savings habits
Open both accounts at the same time in just minutes

Bank accounts

Bank accounts + debit card

Transaction accounts designed to help you manage and access your money securely and conveniently.

Savings accounts

Choose from savings accounts designed to support your long and short term savings goals that can reward you with a competitive interest rate.

Term Deposits

Know exactly what your return will be with the certainty of a fixed interest rate and a choice of different terms.

Help with your banking needs

Business accounts

Exclusive online offer: $0 Monthly Plan Fee* for the first 12 months for new Business One Low Plan accounts opened online before 30 November 2019. *Terms and conditions, fees and charges apply.

Under 30? Get $40 on us!

Get $40 with a new Westpac Choice everyday bank account when you apply online or in branch by 16 January 2020, and deposit $500 and make 5 eligible purchases within 30 days. T&Cs apply#

Find out more

Things you should know

Deposit Accounts for Personal & SMSF customers Terms and Conditions (PDF 1MB)

Westpac Debit Mastercard® Terms and Conditions (PDF 3MB)

Westpac Emergency Cash and Westpac Get Cash Terms and Conditions (PDF 91KB)

Online Banking Terms and Conditions (PDF 1MB)

Find out what information you need to provide to become a customer (PDF 768KB)

Before making a decision about any of our products or services, please read all the terms and conditions and consider whether the product or service is right for you. Fees and charges apply and may change.


1. Debit Mastercard®: holders need to be at least 14 years of age, and have an Australian residential address to be eligible for the card. If you're not eligible for a Debit Mastercard, apply for a Handycard to access your account.


# $40 Offer: Eligible customers must be under 30. To receive up to AUD$40 credited to an everyday account, customers must open a new Westpac Choice account online or in branch between 10/10/19 and 16/01/2020 (inclusive) and must deposit $500 or more and make at least five (5) eligible purchases using their debit card within 30 days of account opening (‘eligible customer’). Eligible purchases include in-store purchases, online purchases, regular card payments, PayPass, and Google Pay™ transactions. Offer excludes ATM withdrawals. Eligible customers will receive $40 deposited into their account within 45 days of account opening following successful identification verification. The account must remain open during this period in order to be eligible for the offer. Excludes customers who hold or have held a Westpac transaction account at any time. Offer limited to one deposit per customer and is not available in conjunction with any other offer. Where a joint account is opened, if one of the joint account holders has already received their deposit in respect of another account, then none of the remaining joint account holders will be eligible for the offer in respect of the joint account.


World Mastercard®, Mastercard® and the Mastercard brand mark are registered trademarks, and PayPass is a trademark of Mastercard International Incorporated.