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We're here to help

As Australia’s oldest bank, we’ve been supporting our customers through the good and bad times for over 200 years. 

  • We have released a COVID-19 Customer Support Package with a range of support measures to assist eligible customers through these challenging times, including special term deposit rates and repayment relief for home loan customers. T&C’s apply.
  • The Australian Government guarantees deposits to protected accounts with Westpac up to a total of $250,000 under the Financial Claims Scheme*.

Bank and save

Make budgeting a breeze when you open an everyday and savings account together1

  • Access your money with a Debit Mastercard® 2
  • Earn interest on your savings and build better savings habits
Open both accounts at the same time in just minutes

Wait - did you say 3%?


Here’s how you can super-charge your savings:

  1. Grow your savings by the end of the month and you’ll get 0.75% p.a. variable interest

  2. Spend 5 times on eligible purchases each month with your debit card for an extra 2.25% p.a. variable Spend&Save bonus interest

  3. That’s all it takes to earn up to 3% p.a *variable interest on your savings.

Bank accounts

Bank accounts + debit card

Transaction accounts designed to help you manage and access your money securely and conveniently.

Savings accounts

Choose from savings accounts designed to support your long and short term savings goals that can reward you with a competitive interest rate.

Term Deposits

Know exactly what your return will be with the certainty of a fixed interest rate and a choice of different terms.

Apple Pay is here

Apple Pay offers a fast and secure way to pay in-store and online, using your favourite Apple device.

Find out more

Help with your banking needs

Business accounts

$0 Monthly Plan Fee for the first 12 months for new Business One Low Plan accounts opened before 30 November 2020. *Terms and conditions, fees and charges apply.

Get $50 on us!

Get $50 with a new Westpac Choice everyday bank account when you apply online by 28th January 2021, and deposit $500 and make 5 eligible purchases within 30 days. Under 30? You can also apply in branch. New transaction account customers only. T&Cs apply#

Find out more

Things you should know

Before making a decision about any of our products or services, please read all the terms and conditions and consider whether the product or service is right for you. Fees and charges apply and may change.

* Financial Claims Scheme: payments under the FCS are subject to a limit for each depositor. For more information visit
1. Westpac everyday account: To open a Westpac Life account, customers must hold a Westpac everyday account in the same name and be registered for Online and Phone Banking.  Fees and charges may apply on the everyday account. 
2. Debit Mastercard®: holders need to be at least 14 years of age, and have an Australian residential address to be eligible for the card. If you're not eligible for a Debit Mastercard, apply for a Handycard to access your account. 

Read the Apple Pay Terms and Conditions (PDF 1MB) before making a decision and consider if it is right for you. To use Apple Pay you will need an eligible card and a compatible device with a supported operating system. See our Apple Pay FAQs for more information. Apple, the Apple logo, Apple Pay, Apple Watch and iPhone are trademarks of Apple Inc., registered in the U.S. and other countries. App Store is a service mark of Apple Inc.

# $50 Offer:  Fees and charges apply. Read the terms and conditions available at before making a decision and consider whether the product is right for you. To be eligible for the $50 offer you must: open a new Westpac Choice account online between 7/10/2020 and 28/01/2021, or in branch if you’re under 30 years old; and deposit $500 and make 5 eligible card purchases within 30 days of account opening. Eligible card purchases are purchases made using your Westpac debit card linked to your Choice account and excludes ATM transactions and EFTPOS cash out only transactions. If eligible you will receive $50 into your Choice account within 45 days of opening. All account holders on the new Choice account must not hold or have held a Westpac transaction account, or received this offer at any time to be eligible. Offer is limited to one eligible account and is not available in conjunction with any other offer. 


Mastercard® is a registered trademark, and the circles design is a trademark of Mastercard International Incorporated.