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Westpac eSaver

Our online savings account, with unlimited access.

An online savings account with a great interest1 rate, plus:
  • 24/7 access to funds via your linked everyday account
  • $0 monthly service fee on eSaver
  • No minimum balance

Reward Saver

Be rewarded for saving.

Serious savers be rewarded with bonus interest each calendar month:
  • Depositing minimum $50
  • By making no withdrawals
  • $0 monthly service fee


Did you know?

We have account options for those aged 12-21 and under 12s.

Bump Savings

An account designed to help children kick start their savings. Available for under 15s.

Why open a Bump Savings account?
  • Learn the importance of saving at a young age
  • Start early to get set up for the future
  • Enjoy a competitive base interest rate plus bonus interest each month you grow your balance2
Things you should know

Deposit Accounts for Personal & SMSF customers Terms and Conditions (PDF 945KB)

Westpac Emergency Cash and Westpac Get Cash Terms and Conditions (PDF 117KB)

Online Banking Terms and Conditions (PDF 237KB)

Find out what information you need to provide to become a customer (PDF 42KB)

When does the introductory special rate apply?

1. eSaver: An introductory fixed bonus rate of 1.46% p.a. applies for the first 5 months, on top of the standard variable rate when you are a new Westpac eSaver customer.
After 5 months, the standard variable interest rate, currently 1.05% p.a. will apply to your eSaver account.
2. Bump Savings: Bonus interest payable each month when you: make a deposit to the account; ensure the account balance is higher at the end than the beginning of the month, and keep the account balance above $0. For bonus interest qualification, a month is the period from close of business on the last business day of the prior month to close of business on the last business day of the current month.