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Westpac Life

An award-winning savings account with bonus interest for regular savers.

Why open a Westpac Life account?
  • Manage long term and short term goals within a single account with Savings Goals
  • Enjoy a competitive base rate plus bonus interest each month you grow your balance1
  • Unlimited access to your money online through your Westpac everyday account

Westpac eSaver

Our online savings account, with unlimited access.

An online savings account with a great interest2 rate, plus:
  • 24/7 access to funds via your linked everyday account
  • $0 monthly service fee on eSaver
  • No minimum balance.

Bump Savings

An account designed to help children kick start their savings. Available for under 18s.

Why open a Bump Savings account?
  • Learn the importance of saving at a young age
  • Start early to get set up for the future
  • Enjoy a competitive base interest rate plus bonus interest each month you grow your balance1

Home Saver Calculator

It takes the average person around 5.6 years to save for their first home, find out how long it might take you.

Calculate now

Things you should know

Before making a decision about any of our products or services, please read all the terms and conditions and consider whether the product or service is right for you. Fees and charges apply and may change.


Deposit Accounts for Personal & SMSF customers Terms and Conditions (PDF 1MB)

Westpac Emergency Cash and Westpac Get Cash Terms and Conditions (PDF 91KB)

Online Banking Terms and Conditions (PDF 1MB)

Find out what information you need to provide to become a customer (PDF 768KB)


1.  Bonus Interest: payable each month that you make a deposit to the account, ensure the account balance is higher at the end than the beginning of the month, and keep the account balance above $0. For bonus interest qualification, a month is the period from close of business on the last business day of the prior month to close of business on the last business day of the current month.

2. eSaver: An introductory fixed bonus rate of 1.56% p.a. applies for the first 5 months, on top of the standard variable rate when you are a new Westpac eSaver customer. After 5 months, the standard variable interest rate, currently 0.10% p.a. will apply to your eSaver account.