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Already with Westpac?

You may be eligible for a bonus rate on top of our standard rates.

Save yourself a trip to the branch and find discretionary rates in Online Banking.

Find a term deposit interest rate, then open a new Term Deposit online in minutes or renew your existing Term Deposit in Online Banking.

Minimum $5,000

Maximum 60 months

2.55% p.a. for 5 months fixed rate Term Deposit

Interest paid at maturity. Offer available from Monday 10 December 2018 to Sunday 13 January 2019, inclusive.

Terms and conditions apply* Find out more

Things you should know

Results are estimates only based on the accuracy of the information provided. The actual amounts may be higher or lower. We cannot predict things that will affect your decision such as movements in interest rates. Any calculation made by you using this rate finder is intended as a guide only. This rate finder is not intended to be your sole source of information when making a financial decision. You may consider whether you should get independent advice. We are only providing you with factual information and not any advice. Read your product T&Cs before deciding. It’s your decision whether this product is right for you.

Any discretionary rates offered above may only be available through Westpac Live Online Banking.

Term Deposits & Farm Management Deposits - Terms and Conditions (PDF 3MB)

Important Information Document (PDF 119KB)

Find out what information you need to provide to become a customer (PDF 768KB)

* Important Information: Rate is available on deposits from $5,000 to $5,000,000. Personal customers only – not available for business, corporate, institutional or government customers. Special rate will only apply to new Term Deposits and may exclude funds rolled over from existing Westpac Term Deposits. Rate applies for a single term. Higher or lower rates may apply for subsequent terms. Rate is not available in conjunction with any bonus interest or other special rates offered on Westpac Term Deposits. You must provide a minimum of 31 days’ notice to access funds prior to maturity (except in cases of hardship). If the deposit or any part of it is withdrawn early, an interest rate adjustment will normally apply.