Skip to main content Skip to main navigation
Skip to accessibility page Skip to search input

Budget planner

A budget could help you work out where your money is going and if you’re spending more or less than you can afford. In a nutshell, setting up a budget takes into account any income you’ve got coming in (your ‘incomings’) as well as any money you’ve got going out, such as regular bills (your ‘outgoings’). If that sounds like hard work, our online budget planner can help make it easy.

Things you should know

This information does not take your personal objectives, circumstances or needs into account. Consider its appropriateness to these factors before acting on it. 

This calculator model contains a number of assumptions and they are set out in the i button. Please click it for more details. The assumptions may not reflect the ways in which our Bank's computer systems work. The calculator is generic and does not take into account your personal circumstances. It is intended for use by you as a guide only, and not intended to be relied on for the purposes of making a decision in relation to a financial product. Should you apply for any Westpac product, we will make our own calculations and we will not necessarily take the results of your calculations using this Calculator into account. You should obtain professional financial advice before making any financial decision.