Home loans
Whatever your housing question, we can help.
Buying your next home
Need a bigger place? We can help. Learn how you could use your current home to buy your next and start looking with our free tools.
Your first home
Buying your first home is likely to be one of the biggest purchases of your life. Here are some tips to help you get there.
Investing in property
Whether it’s your first time, or you’re a seasoned property investor, we can provide insights and information that could help you make your decision.
Get $2,000 cashback for every property you refinance with us
Apply with a Premier Advantage Package before 30 September 2019.
$250K min loan. $395 annual package fee. Settle loan by 30 November 2019. Excludes refinances from within Westpac Group. Find out more
Refinance your home loan
You could get a $2,000 cashback when you switch your loan to us. T&Cs apply.
Loan increase
If you need extra funds you could apply for a loan top up to extend the credit limit on your existing loan.
Next move calculator
Estimate the amount of usable equity you have in your current property and understand your options for buying your next home.
Things you should know
Applying for a Westpac Home Loan (PDF 468KB)
Deposit Accounts for Personal & SMSF customers - Terms & Conditions (PDF 1009KB)
Premier Advantage Package Conditions of Use (PDF 1MB)
Best Investor Property Rates: Our Standard Investment Variable Rate for Principal & Interest repayments is one of our lowest advertised rate since 1973, with the exception of 2015-2016.