Everyday bank accounts with debit card

Here or overseas, Westpac everyday bank accounts can help you keep your banking rolling your way.

Everyday accounts suitable for

Everybody

Westpac Choice is an everyday bank account packed full of features to help you bank with ease.

 

Under 21s and students

An everyday account with no monthly service fee.

 

Joining Finances

An everyday account packed full of features that can be opened together online.

 

Moving or new to Australia

An everyday bank account with features designed for people new to Australia.

 

Concession holders

Concession card holders receiving an Australian pension.

 

55+ and retired

A flexible everyday account designed for retirees.
 

Get up to 3% p.a. variable interest on your savings

For 18-29-year olds

When you grow your savings with a Westpac Life account and make 5 eligible purchases with a debit card linked to your Choice account each month

This is made up of 0.20% p.a. variable base rate + 0.20% p.a. variable bonus for saving each month + 2.60% p.a. Spend&Save bonus for spending 5 times. Applies to the first $30,000 in your Westpac Life savings account. After this amount you’ll earn 0.40% p.a. variable interest.*

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Apple Pay is here

Apple Pay offers a fast and secure way to pay in-store and online, using your favourite Apple device.

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Westpac Choice

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Give us a call

1300 558 724

8am - 8pm, 7 days a week

Find a branch

Visit your local branch

Related links
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Things you should know
Deposit Accounts for Personal & SMSF customers Terms and Conditions (PDF 450KB) 
Westpac Debit Mastercard Terms and Conditions (PDF 228KB)
Westpac Emergency Cash and Westpac Get Cash Terms and Conditions (PDF 91KB) 
Online Banking Terms and Conditions (PDF 341KB) 
Find out what information you need to provide to become a customer (PDF 657KB) 
 

Before making a decision about any of our products or services, please read all the terms and conditions and consider whether the product or service is right for you. Fees and charges apply and may change.


 

Who can apply for a Debit Mastercard?

Debit Mastercard®: holders need to be at least 14 years of age, and have an Australian residential address to be eligible for the card. If you're not eligible for a Debit Mastercard, apply for a Handycard to access your account.



Read the Apple Pay Terms and Conditions (PDF 79KB) before making a decision and consider if it is right for you. To use Apple Pay you will need an eligible card and a compatible device with a supported operating system. See our Apple Pay FAQs for more information. Apple, the Apple logo, Apple Pay, Apple Watch and iPhone are trademarks of Apple Inc., registered in the U.S. and other countries. App Store is a service mark of Apple Inc.


 

World Mastercard®, Mastercard® and the Mastercard brand mark are registered trademarks of, and PayPassTM is a trademark of, Mastercard International Incorporated.