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Westpac Choice

Our most popular bank account to help manage your everyday banking needs. Multiple ways to access funds, whether here or overseas.

Westpac Choice account comes with the following services and features:
  • Westpac Debit MasterCard® 1
  • Westpac Online Banking + Mobile Banking
  • No monthly account fee if you deposit at least $2,000 each month (other fees may apply)

 


Accounts for

Under 21s and students

Westpac Choice account with no monthly service fee.

Migrants

Westpac Choice account for those moving to or recently arrived in Australia.

Concession holders

Concession card holders receiving an Australian pension.

55+ and retired

A flexible everyday account designed for selected pensioners and retirees.

Things you should know

Deposit Accounts for Personal & SMSF customers Terms and Conditions (PDF 360KB)

Westpac Debit MasterCard® Terms and Conditions (PDF 149KB)

Westpac Emergency Cash and Westpac Get Cash Terms and Conditions (PDF 73KB)

Online Banking Terms and Conditions (PDF 237KB)

Find out what information you need to provide to become a customer (PDF 42KB)

* 3% Foreign Transaction Fee applies

Interest is paid on balances in a Westpac 55+ and Retired account. Interest is not paid on balances in any Westpac Choice account.

Who can apply for a Debit MasterCard?

1. Debit MasterCard holders need to be at least 16 years of age, and have an Australian residential address to be eligible for the card. If you're not eligible for a Debit MasterCard, apply for a Handycard to access your account.

Information valid as at 31/10/2014 and subject to change. Fees and charges, terms and conditions apply.

*You will be required to complete an identity check prior to being able to make withdrawals from your account.

^ Once you arrive in Australia you can request a Debit MasterCard®. Read the Terms and Conditions (PDF 149KB) and decide whether the product is right for you.

View the most recent published Westpac financial statement, annual report, capital adequacy and risk disclosures.

World MasterCard®, MasterCard® and the MasterCard brand mark are registered trademarks, and PayPass is a trademark of MasterCard International Incorporated.