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Transaction accounts designed for:


A simple-to-use everyday account packed full of features including a linked debit card that’s designed to help you bank with ease.


Young adults and students

Pay no monthly fee for an everyday bank account if you’re under 30 or a full time tertiary student.


Kids and teens

Build good money habits with a Westpac Choice account. Plus, pay no monthly fees.


New arrivals in Australia

Pay no account-keeping fee for a year if you’re new in Australia, or none at all as a full-time international student.



A basic, low-cost account for individuals who hold a Concession or Health Care card, or receive an eligible Australian Government benefit payment.


55+ and retired

A transaction account for eligible retirees aged 55 or over to deposit and withdraw funds and also offers interest on account balances. 

Aged 18-29?

You could earn up to 5.20% p.a. variable interest on your first $30,000 savings with a Life Savings and Choice bank account.

Find out more

Earn bonus Cashback with ShopBack​

Westpac customers can access exclusive bonus Cashback when shopping via the new Westpac Lounge on ShopBack.​

Find out more

Things you should know
Before making a decision about any of our products or services, please read all the terms and conditions and consider whether the product or service is right for you. Fees and charges apply and may change. 

Who can apply for a Debit Mastercard?

Debit Mastercard®: holders need to be at least 8 years of age and have an Australian residential address to be eligible for the card.  

Read the  Apple Pay Terms and Conditions (PDF 42KB) before making a decision and consider if it is right for you. To use Apple Pay you will need an eligible card and a compatible device with a supported operating system. See our  Apple Pay FAQs for more information. Apple, the Apple logo, Apple Pay, Apple Watch and iPhone are trademarks of Apple Inc., registered in the U.S. and other countries. App Store is a service mark of Apple Inc. 
Mastercard® is a registered trademark of Mastercard International Incorporated.