Everyday banking
Westpac Choice
Our most popular bank account to help manage your everyday banking needs. Multiple ways to access funds, whether here or overseas.
Westpac Choice account comes with the following services and features:
- Westpac Debit Mastercard® 1
- Westpac Online Banking + Mobile Banking
- Westpac PayWear - a wearable that lets you pay on the go using the same contactless technology as your Debit Mastercard
- No monthly account fee if you deposit at least $2,000 each month (other fees may apply)
- Option to open online as a joint account.
Open in less than 3 minutes
Accounts for
Under 21s and students
Westpac Choice account with no monthly service fee.
Joining Finances
An everyday account packed full of features that can be opened together online.
Moving or new to Australia
Westpac Choice is an everyday bank account with features designed for people new to Australia.
Concession holders
Concession card holders receiving an Australian pension.
55+ and retired
A flexible everyday account designed for selected pensioners and retirees.
Related links
Feature articles
Things you should know
Deposit Accounts for Personal & SMSF customers Terms and Conditions (PDF 1MB)
Westpac Debit Mastercard® Terms and Conditions (PDF 149KB)
Westpac Emergency Cash and Westpac Get Cash Terms and Conditions (PDF 115KB)
Online Banking Terms and Conditions (PDF 288KB)
Find out what information you need to provide to become a customer (PDF 768KB)
* 3% Foreign Transaction Fee applies
Interest is paid on balances in a Westpac 55+ and Retired account. Interest is not paid on balances in any Westpac Choice account.
Who can apply for a Debit Mastercard?
1. Debit Mastercard holders need to be at least 16 years of age, and have an Australian residential address to be eligible for the card. If you're not eligible for a Debit Mastercard, apply for a Handycard to access your account.
Information valid as at 31/10/2014 and subject to change. Fees and charges, terms and conditions apply.
*You will be required to complete an identity check prior to being able to make withdrawals from your account.
^ Once you arrive in Australia you can request a Debit Mastercard®. Read the Terms and Conditions (PDF 149KB) and decide whether the product is right for you.
View the most recent published Westpac financial statement, annual report, capital adequacy and risk disclosures.
World Mastercard®, Mastercard® and the Mastercard brand mark are registered trademarks, and PayPass is a trademark of Mastercard International Incorporated.