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Everyday accounts suitable for


Westpac Choice is an everyday bank account packed full of features to help you bank with ease.

Under 30?

Get $50 on us!

Conditions apply#


Under 21s and students

An everyday account with no monthly service fee.

Under 30?

Get $50 on us!

Conditions apply#  

Joining Finances

An everyday account packed full of features that can be opened together online.

Under 30?

Get $50 on us!

Conditions apply#

Moving or new to Australia

An everyday bank account with features designed for people new to Australia.

Under 30?

Get $50 on us!

Conditions apply#

Concession holders

Concession card holders receiving an Australian pension.


55+ and retired

A flexible everyday account designed for retirees.

Need to save?

Get an account that pays interest, along with your everyday account. Open both accounts in one go.

Find out more

Things you should know

Deposit Accounts for Personal & SMSF customers Terms and Conditions (PDF 1MB)

Westpac Debit Mastercard® Terms and Conditions (PDF 298KB)

Westpac Emergency Cash and Westpac Get Cash Terms and Conditions (PDF 91KB)

Online Banking Terms and Conditions (PDF 313KB)

Find out what information you need to provide to become a customer (PDF 768KB)

Before making a decision about any of our products or services, please read all the terms and conditions and consider whether the product or service is right for you. Fees and charges apply and may change.


Information valid as at 31/10/2018 and subject to change. Fees and charges, terms and conditions apply.

Who can apply for a Debit Mastercard?

Debit Mastercard holders need to be at least 14 years of age, and have an Australian residential address to be eligible for the card. If you're not eligible for a Debit Mastercard, apply for a Handycard to access your account.


# $50 Offer: Fees and charges apply. Read the terms and conditions available at before making a decision and consider whether the product is right for you. To be eligible for the $50 offer you must: be under 30 years old, open a new Westpac Choice account between 11/03/2020 and 30/06/2020, and within 30 days of opening deposit $500; AND make 5 eligible card purchases. Eligible card purchases are purchases made using your Westpac debit card linked to your Choice account and excludes ATM transactions and EFTPOS cash out only transactions. If eligible you will receive $50 into your Choice account within 45 days of opening. All account holders on the new Choice account must not hold or have held a Westpac transaction account, or received this offer at any time to be eligible. Offer is limited to one eligible account and is not available in conjunction with any other offer. 

World Mastercard®, Mastercard® and the Mastercard brand mark are registered trademarks, and PayPass is a trademark of Mastercard International Incorporated.