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Enjoy the benefit of a market linked rate with the simplicity of a term loan.

Our most flexible loan for businesses looking to borrow more than $250,000 for acquisitions, capital investment or refinancing.

  • Supported by specialist relationship managers, locally based in metropolitan and regional centres throughout Australia
  • Interest rates linked to the bank bill swap rate
  • Rollover every 30, 60, 90, 120, 150, or 180 days
  • Loan term from 30 days and up to 30 years, depending on rate option chosen and security provided
  • Fixed or variable rate options.

Flexible repayment options

  • Interest only
  • Principal, interest and fees


  • be a business entity or an individual 18 years and above, domiciled in Australia; and
  • require the funding for business or investment purposes other than investment in residential property; and
  • meet the credit criteria and credit policy requirements under an applicable offer for this product. 


Lending establishment, service and other fees apply.


Westpac Bank Bill Business Loan rates are available on application. Margins may apply.

Things you should know

Credit criteria, fees, charges, terms and conditions apply. Talk to your banker for product details.