Interest Rate Risk Management solutions
Westpac's Interest Rate Risk Management (IRRM) team tailors interest rate risk management strategies to suit your specific requirements. We provide you with product information and advice on IRRM products, market information, economic data and forecasting, as well as indicative pricing.
When evaluating alternative IRRM products, you need to consider some of the following issues:
- Core / non core debt levels and the certainty of forecasts
- Future debt requirements
- Budgeted interest expense requirement for certainty in interest costs
- View of the direction of AUD interest rates
- Tolerance to increases in interest rates - at what level would hedges have to be implemented for the interest expense not to seriously impact on your business
- Percentage of cover required. Some companies may consider it prudent to hedge 100% of their debt, while others may have a policy that dictates only 60-70% of debt requires hedging; and
- Complexity of the hedging tool to be implemented. It is of upmost importance that you, as the prospective risk management user, fully understand the workings and implications of any hedging product used.
Interest rate risk management solutions
- Fixed Rate Bill
- Capped Rate Bill
- Fixed Rate Bank Bill Business Loan
- Rebate Fixed Rate Bank Bill Business Loan
- Interest Rate Cap
- Interest Rate Floor
- Interest Rate Collar
- Interest Rate Swap
- Callable Swap
- Swaption
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Contact one of our IRRM specialists today to talk further about your business's interest rate risk management needs:
Sydney: +61 2 8204 2821
Melbourne: +61 3 9608 3950
Brisbane: +61 7 3227 2155
Perth: +61 8 9426 2522