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Pay the simple way

Travelling light and want to stay contact-free? Try linking your eligible Westpac Mastercard® debit or credit card or personal Handycard to Apple Pay.

  • Easy

    Add your card to Apple Pay and use it with a compatible iPhone, Apple Watch, Mac or iPad at your favourite retailers, in-store, online or in-app.

  • Secure

    Apple Pay uses the security features built into your Apple device, including Face ID and Touch ID, which are designed so only you can authorise payments.

  • Private

    Your actual card number is never stored on your device or Apple servers. And when you pay, your card number is never shared by Apple with merchants, keeping these details hidden and offering an additional level of protection against fraud.

Where to pay

Use Apple Pay wherever you see one of these symbols.


In store

In store

In apps and on the web

In apps and on the web

Just pay and go with Express Mode

Catch a public transport service in NSW on the Opal network? With your Westpac Mastercard on Apple Pay, you can now tap on and tap off your journey without waking or unlocking your iPhone or Apple Watch.

Setting up Apple Pay

In store

Via Apple Wallet on your iPhone   

  • Open Apple Wallet on your iPhone.
  • Tap the plus sign (+) to get started.
  • Tap Westpac under the From Apps on your iPhone heading.
  • Logon at the authentication screen.
  • Select the cards you would like to add and follow the prompts.
In store

Via the Westpac App on your iPhone

  • Sign into the Westpac App and search Apple Pay in the Smart Search bar
  • Tap Add to Apple Pay, then swipe to select the card you want to add
  • Tap Add to Apple Wallet and follow the prompts

 For your Apple Watch 

  • Open the Apple Watch app on your iPhone
  • Tap Wallet & Apple Pay
  • Tap Add Card and follow the prompts
  • Go to Settings
  • Tap Wallet & Apple Pay, select Add Credit or Debit Card then follow the prompts

Using Apple Pay

Check for the ‘tap to pay’ symbol on the card reader, then activate your Apple wallet:

  • With Face ID on your iPhone: Double-press the side button, glance at your screen, then hold your iPhone near the card reader.
  • With Touch ID on your iPhone: Put your iPhone close to the card reader, holding your finger on Touch ID.
  • On your Apple Watch: Double-press the side button and hold your Apple Watch up to the card reader.

How to pay in-store using Touch ID

Things you should know:

This information does not take your personal objectives, circumstances or needs into account. Consider its appropriateness to these factors before acting on it.

To use your eligible Westpac card with Apple Pay you must be registered for Westpac Online Banking and Westpac Protect™ Security Code. Read the Westpac Online Banking Terms and Conditions (PDF 241KB) (PDF 417KB) at before making a decision and consider whether the product is right for you.

Read the Apple Pay Terms and Conditions (PDF 42KB) before making a decision and consider if it is right for you. To use Apple Pay you will need an eligible card and a compatible device with a supported operating system. See our Apple Pay FAQs for more information. Apple, the Apple logo, Apple Pay, Apple Watch and iPhone are trademarks of Apple Inc., registered in the U.S. and other countries. App Store is a service mark of Apple Inc.

Mastercard® is a registered trademark of Mastercard International Incorporated.