Skip to main content Skip to main navigation
Skip to access and inclusion page Skip to search input

Pay the simple way

Travelling light and want to stay contact-free? Try linking your eligible Westpac Mastercard® debit or credit card or personal Handycard to Apple Pay.

  • Fast

    Set up your digital wallet with a compatible iPhone, Apple Watch, Mac, or iPad in just a few steps.

  • Secure

    Device-specific numbers and unique transaction codes help keep your card and personal details secure.

  • Contactless

    Make payments for any amount in-store, in-app, and online using Face ID or Touch ID.

Where to pay

Use Apple Pay wherever you see one of these symbols.


In store

In store

In apps and on the web

In apps and on the web

Setting up Apple Pay

In store

Via Apple Wallet on your iPhone   

  • Open the Wallet app
  • Tap in the top right corner of your screen and follow the prompts
In store

Via the Westpac App on your iPhone

  • Sign into the Westpac App and search Apple Pay in the Smart Search bar
  • Tap Add to Apple Pay, then swipe to select the card you want to add
  • Tap Add to Apple Wallet and follow the prompts

 For your Apple Watch 

  • Open the Apple Watch app on your iPhone
  • Tap Wallet & Apple Pay
  • Tap Add Card and follow the prompts
  • Go to Settings
  • Tap Wallet & Apple Pay, select Add Credit or Debit Card then follow the prompts

Using Apple Pay

Check for the ‘tap to pay’ symbol on the card reader, then activate your Apple wallet:

  • With Face ID on your iPhone: Double-press the side button, glance at your screen, then hold your iPhone near the card reader.
  • With Touch ID on your iPhone: Put your iPhone close to the card reader, holding your finger on Touch ID.
  • On your Apple Watch: Double-press the side button and hold your Apple Watch up to the card reader.

How to pay in-store using Touch ID

How to pay in-store with iPhone X­­

Things you should know:

This information does not take your personal objectives, circumstances or needs into account. Consider its appropriateness to these factors before acting on it.

To use your eligible Westpac card with Apple Pay you must be registered for Westpac Online Banking and use an Australian mobile number for Westpac Protect™ SMS Code or a SecurID Token code. Read the Westpac Online Banking Terms and Conditions (PDF 241KB) (PDF 236KB) at before making a decision and consider whether the product is right for you.

*Read the Apple Pay Terms and Conditions (PDF 79KB) before making a decision and consider if it is right for you. To use Apple Pay you will need an eligible card, and a compatible device with a supported operating system. See our Apple Pay FAQs for more information. Apple, the Apple logo, Apple Pay, Apple Watch and iPhone are trademarks of Apple Inc., registered in the U.S. and other countries. App Store is a service mark of Apple Inc.

World Mastercard®, Mastercard® and the Mastercard Brand Mark are registered trademarks of, and PayPass™ is a trademark of, Mastercard International Incorporated.