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What does ‘saving’ your card details mean?

If you keep your card details on file with a service or business, it just means you give that provider permission to keep your card details saved. That means you don’t have to re-enter your details every time you make a purchase with them. Handy, right? 

Why save your card details?

Convenient

No need to find your physical card or repeatedly enter in your card details.

Worry-free

Means you can put recurring bills on autopilot, so you don’t miss a payment.

Rewarding

Access special offers (all eligible cards) or accelerate your rewards points (credit cards only)^.


Where can I save my card details? 

Having all your payments made in the same way will give you a better view of outgoing finances, helping you budget. Here are a few suggestions of places you can keep your card details saved. 

Recurring bills

Phone, electricity, insurance, internet, charity donations.

Subscription services

Like online content providers.

Services you use frequently

Food delivery services, transport cards, tolls.

See more types of recurring payments

 

You’ll stay protected from fraud

Keeping your card details saved doesn’t mean you’re unprotected. You’ll remain covered by Westpac Protect 24/7 and our Fraud Money Back Guarantee*. You should, however, make sure you only provide your card details to reputable merchants and always contact us immediately if you suspect any fraudulent activity. 


Learn more about how you’re protected

 

Frequently asked questions

Yes, as your replacement card will have different card details you will need to advise the merchant.

 

Things you should know

Credit Card Terms and Conditions (PDF 200KB)

Altitude Terms and Conditions (PDF 98KB)

^Rewards Points: The earning and redemption of Altitude Points, Velocity Points and Qantas Points are subject to the Altitude Terms and Conditions. Purchases that are not eligible to earn Rewards Points are set out in the Altitude Terms and Conditions. You do not receive points if you have not paid the Minimum Payment Due in full and on time and in other circumstances. Qantas and Velocity Points earned during a statement cycle are added to your respective Points balance on a monthly basis. Points are uncapped until 1 January 2022.

From 1 January 2022: For Altitude Qantas Platinum cards, earn 0.5 Qantas Points per $1 up to a maximum of $100,000 spent on eligible purchases annually. For Altitude Qantas Black cards, earn 0.75 Qantas Points per $1 up to a maximum of $250,000 spent on eligible purchases annually. This annual limit resets in January each year, based on your statement date. Bonus Points earned are not part of your annual cap. For more information view the Westpac Notice of Change (PDF 47KB).

*Westpac Fraud Money Back Guarantee ensures that customers will be reimbursed for any unauthorised transactions provided that the customer has not contributed to the loss and contacted Westpac promptly. Refer to the Product and Online Banking Terms and Conditions for full details, including when a customer will be liable.

© 2018 Westpac Banking Corporation ABN 33 007 457 141 AFSL and Australian credit licence 233714.