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Can I use Apple Pay as a backup if lose my physical card?

Yes, you can use Apple Pay as a backup. If you have reported your card lost or stolen, your replacement card details will be automatically updated in your Apple Wallet and you can continue to make transactions without the need to activate your replacement card.

If you have placed a temporary block on your physical card, it will also be temporarily locked in your Apple Wallet and you will not be able to transact with that card using your device.