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What is the ‘Monthly Payment’ and how is that different from my ‘Minimum Payment Due’ in SmartPlan?

Your Monthly Payment is an amount that covers your SmartPlan Repayments for the month and your minimum payment due on your account for that month. Pay this amount to stay on top of your SmartPlan Repayments.

The minimum payment due is the minimum amount you need to pay each month to avoid the late payment fee.

SmartPlan is available now on eligible Westpac personal credit cards.