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What's the purpose of the ‘Reference’ field when sending an Osko® payment?

The Reference field is an additional 35 character field, available for payers in Westpac Live Online Banking to use when sending an Osko payment. It could be used to enter a reference number or invoice number. This is an optional field which is in addition to the 280 character description field also available for Osko payments. 


You will also see the Reference field in the transaction details when receiving an Osko payment.


The Reference field will appear in statements and extracts. 


Find out more about the Business New Payments Platform, Osko and PayID


Find out more about the New Payments Platform, Osko and PayID for Business customers