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Can I use Google Pay as backup when I lose my card?

Yes, you can use Google Pay as a backup. If you have reported your physical card lost or stolen, your replacement card details will be automatically updated in Google Pay and you can continue to make transactions without the need to activate your replacement card. If you have placed a temporary lock on your physical card, it will also be temporarily locked in Google Pay and you will not be able to transact with that card using your device.