FAQs
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New Payments Platform (NPP) (5)
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What is Osko?
Osko is a service built on the New Payments Platform which will enable near real-time payments, typically in less than a minute, 24/7, including weekends and public holidays...
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With PayID, does this mean I don’t need my BSB and account number anymore?
BSB and account numbers can still be used - PayID is just an alternative way to direct a payment to a bank account. PayID is a simpler way to pay.
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Can I use Osko and a PayID without Westpac Online Banking?
You need to be logged into Westpac Online Banking or the Westpac Mobile Banking app to make Osko Payments or payments to a PayID...
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How safe is Osko and PayID?
Payments are subject to Westpac’s real-time fraud screening and detection capabilities...
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What is the New Payments Platform (NPP)?
The New Payments Platform is a centralised platform that facilitates real-time clearing and settlements of payments between participating Australian financial institutions...