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Can my joint account earn Spend&Save bonus interest?

Yes! You can earn Spend&Save variable bonus interest on a joint Westpac Life account. You just need to make sure that the set of accounts you have for Westpac Choice and Westpac Life are in the same names and you meet all other eligibility criteria.

For example,

  • If Sam and Jordan have a joint Westpac Choice transaction account and a joint Westpac Life savings account together, they are eligible.
  • If Sam and Jordan have a joint Westpac Choice transaction account together but only have individual Westpac Life savings accounts separately, they are not eligible.
  • If Sam and Jordan each have individual Westpac Choice and individual Westpac Life accounts, while also sharing a joint Westpac Choice account and a joint Westpac Life account, they are eligible to earn Spend&Save bonus interest on both their individual accounts and joint accounts, subject to meeting all other eligibility criteria.