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 Am I eligible for the Spend&Save bonus interest?

If you are between the ages of 18-29, Spend&Save variable bonus interest is available for you.

You will need:

  • A Westpac Choice transaction account (individual) and;
  • A Westpac Life savings account (individual) in the same name.

Or, if you have a joint account, at least one account holder needs to be between 18 to 29 and you will need:

  • A Westpac Choice transaction account (joint) and;
  • A Westpac Life savings account (joint) in the same names.


Once you have your accounts open, you can get started by growing your savings in Westpac Life and making 5 or more eligible purchases with your Westpac Choice debit card each month to get you closer to 2.5% p.a. interest.