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Activate your new card with NFC

Activate your new credit or debit card by placing your card to the NFC chip at the back of your Android smartphone until it vibrates.

Manage your credit card repayments with SmartPlan

Smartplan helps you take control of your credit card balance by splitting repayments into smaller, manageable instalments.

Never miss a credit card payment

Receive an SMS or email reminder five days before your credit card payment is due.

Other useful services

  • Tax time – access important information to make submitting your tax return easier.  Search under Services>Interest & Tax Summary.
  • Share BSB & account details via SMS – now available by tapping on your account balance in the Account Activity screen in Online and Mobile Banking.
  • Pay to Mobile - Make payments to others by simply using the payee’s Australian mobile number instead of a BSB and account number. Sign up today.
  • Consumer progress tile - Track the progress of  your credit card and personal loan applications with the progress tile, available within desktop and mobile banking.

Things you should know

SmartPlans are currently available for all Westpac consumer credit cards and Altitude business cards. Please read the SmartPlan Terms and Conditions.

Notifications ‘pop up’ on your mobile and are sent from the mobile banking app.  They are free of charge.

Interest and tax summary: Available for eligible accounts issued by Westpac, provided the amounts and totals are accessible or available in Westpac Live.  The summary may not reflect all accounts held by you with the Westpac Group. Any tax related information we provide should be used as a guide only.  We recommend that you seek independent professional legal and tax advice about your specific circumstances.

Read the Android Pay Terms and Conditions before making a decision and consider if it is right for you. For a full list of eligible cards please visit To use Android Pay you will need to use a compatible device with a supported operating system, details are available at Internet connection may be needed to make purchases using Android Pay and normal mobile data charges apply.

Apple, the Apple logo, iPhone and iPad are trademarks of Apple Inc., registered in the U.S. and other countries. App Store is a service mark of Apple Inc. Android, Android Pay and Google Play are trademarks of Google Inc. Mastercard is a registered trademark of Mastercard International Incorporated. Windows is a registered trademark of Microsoft Corporation in the United States and other countries.

Westpac Mobile Banking applications are only available for use by Westpac Australia customers.

Internet connection is needed to access Westpac Mobile Banking app. Normal mobile data charges apply.