Manage your Term Deposit
1.45% p.a. fixed rate term deposit for 5 months
Offer available for a limited time only on Term Deposits renewed by personal customers. Available on deposits from $5,000 - $5,000,000 with interest paid at maturity. Terms and conditions apply*.
You may be eligible for a bonus rate on top of our standard rates
Why do I need to sign in to Online Banking to check my rates?
In the past our bankers may have helped you get bonus rates over the phone or in branch. Now you can find out if you’re eligible for bonus rates by signing into Online Banking.
Rates may be based on factors such as your relationship with the bank.
Manage your Term Deposit online in minutes
Once it's matured, you have 6 business days to renew or manage your Term Deposit1
You could be eligible for a bonus rate on top of our standard rates
Compare interest rates
Top up your Term Deposit
You can also
- Provide maturity instructions during the variation period1
- Have the funds paid directly into your Westpac account (or other bank account within Australia)
- Receive notifications via email and your Online Banking Message Centre when your Term Deposit is maturing.
Things you should know
Any bonus rates offered above may only be available through Westpac Live Online Banking.
* Rate is available for Term Deposit renewals from $5,000 to $5,000,000. Personal customers only. Private Bank customers may need to contact their Relationship Manager to obtain this rate. Not available for business, corporate, institutional or government customers. Rate applies for a single term. Higher or lower rates may apply for subsequent terms. Rate is not available in conjunction with any bonus interest or other special rates offered on Westpac Term Deposits. You must provide a minimum of 31 days’ notice to access funds prior to maturity (except in cases of hardship). If the deposit or any part of it is withdrawn early, an interest rate adjustment will normally apply.
^ Westpac Live will be available to update Term Deposits from 8:00am to 9.30pm on a Business Day and 8:00am to 4:00pm Saturdays (Sydney time)
1 ‘Variation period’ means 6 Business Days from the date the Term Deposit matures.
Westpac Mobile Banking applications are only available for use by Westpac Australia customers. Internet connection is needed to access Westpac Mobile Banking app. Normal mobile data charges apply.