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What payment options do I have?

We have a range of payment options including:

  • Transfer funds to your own accounts
  • Pay Anyone (including payments to a PayID)
  • BPAY ®
  • International payments
  • Recurring payments to people and accounts you pay regularly.

How to transfer money

In the Westpac App

Before trying these instructions make sure you update to the latest version of the app. 

  1. Drag and drop from the Quick View screen before signing in or from your account dashboard​
  2. Enter the Amount and tap Today to enter the payment date and frequency
  3. Tap Done 
  4. Tap Transfer to pay now or Schedule to pay later

In Online Banking

  1. Go to Payments > Transfer funds
  2. Select the account to transfer From
  3. Select the account to transfer To
  4. Enter the Amount, Date and Frequency
  5. Select Continue
  6. Review your funds transfer details and select Confirm

In the Westpac iPad App

  1. Tap the account you wish to transfer From
  2. Drag and drop the From account onto the To account. A blue coin will appear.
  3. Enter the Amount, Description (optional) and Payment date
  4. Tap Transfer funds
 

How to pay anyone

In the Westpac App

Before trying these instructions make sure you update to the latest version of the app. 

  1. Tap $ in the bar menu
  2. Tap Pay someone
  3. Select a payee or Add to pay a new payee
  4. Enter the AmountSchedule for and How often
  5. Enter a Description (optional) and tap Pay
  6. Tap Pay to complete the payment or tap Schedule for a future dated payment

In Online Banking

  1. Select Payment > Make a payment
  2. Select a payee or Pay new payee to add a payee
  3. Select From account and add Description
  4. Enter the Amount, Date and Payment frequency
  5. Select Continue
  6. Select Confirm to complete the payment

In the Westpac iPad App

  1. Select Payment > Make a payment
  2. Select a payee or Pay new payee to add a payee
  3. Select From account and add Description
  4. Enter the Amount, Date and Payment frequency
  5. Select Continue
  6. Select Confirm to complete the payment

 

How to pay anyone via PayID

In the Westpac App

Before trying these instructions make sure you update to the latest version of the app. 

  1. Tap $ in the bar menu
  2. Tap Pay someone
  3. Select a payee or tap Add to pay a new PayID payee
  4. Enter the Amount and Description (optional)
  5. Tap Next then Confirm
  6. Enter the SMS code sent to your registered mobile
  7. Tap Continue
  8. Tap Pay to complete the payment

In Online Banking

  1. Go to Payments > Make a payment
  2. Select a payee or Pay new payee to add a newPayID payee
  3. Select the From account
  4. Enter the Amount and tap Continue
  5. Tap Pay to complete the payment

In the Westpac iPad App

  1. Drag your From account into the Payment zone and drop the coin onto Pay Anyone
  2. Tap Add (+) to add a new PayID payee
  3. Enter the Mobile number or select Add from my contacts
  4. Enter the Amount, Description and Date
  5. Tap Make payment then Confirm

 

How to pay by BPAY®

In the Westpac App

Before trying these instructions make sure you update to the latest version of the app. 

  1. Tap the $ icon and tap Pay by BPAY
  2. Select a BPAY account in Billers or tap Add > BPAY® Biller to add a new payee
  3. Tap the From account
  4. Enter the Amount and tap Today to select the date and frequency
  5. Tap Pay to pay now or Schedule to pay later
  6. Review your payment details and tap Pay
  7. Enter the SMS code sent to your registered mobile
  8. Tap Done to complete your payment

In Online Banking

  1. Go to Payments > Make a payment and select the BPAY tab
  2. Select biller from the drop down menu or select Pay new payee and enter the new payee details
  3. Select From account
  4. Enter the Amount, Date and Payment frequency
  5. Select Continue
  6. Review your payment details and select Confirm

In the Westpac iPad App

  1. Drag the From account to the Payment zone and drop the coin onto the BPAY® zone
  2. Tap To and select a BPAY® account or tap Add (+) to add a new BPAY® biller
  3. Enter the details
  4. Tap Make payment and then tap Confirm
  5. Enter the SMS code sent to your registered mobile
  6. Tap Authorise to complete your payment

 

How to send money overseas

International payments

Transfer money overseas 24 hours a day, 7 days a week with Westpac Online Banking.

What do I need to send money overseas?

  • A Westpac bank account that is registered for Online Banking and Westpac Protect SMS Code.
  • Details of the person receiving the money, such as their name, address, the name of their bank, branch address, and their account number.
  • SWIFT code of the foreign bank.


Funds are usually transferred within 1-3 business days.

What will I need to provide the sender to receive money from overseas?

  • Account name.
  • Account number.
  • BSB (bank state branch number).
  • Westpac’s SWIFT code – WPACAU2S.
     

How to add an international payee

In the Westpac App

Before trying these instructions make sure you update to the latest version of the app. 

  1. Tap $ in the bar menu
  2. Tap Pay someone
  3. Select Add to add a new International payee
  4. Enter the Country
  5. Follow the prompts and complete the rest of the details
  6. Tap Next then Confirm
  7. Enter the SMS code sent to your registered mobile
  8. Tap Continue
  9. Tap Pay to complete the payment
Things you should know

Online Banking Terms and Conditions apply.

Overseas banks may impose fees and charges or convert the currency of the payment. Westpac might not have any control over the fees, charges or foreign currency conversions imposed by these institutions. Any overseas financial institution handling charges will by default be borne by the recipient of the International Payment and deducted from the payment amount, unless otherwise organised. It is possible that the overseas bank could convert the currency of the payment at an unfavourable exchange rate. You should inform the beneficiary that, if this occurs, they should consider rejecting the payment immediately so the payment can be unwound at the prevailing exchange rate.

If you do not want the currency to be converted, please insert the words “Do Not Convert” in the description details free text box when you are making an international payment and we will on-forward this instruction.

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