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What payment options do I have?

We have a range of payment options including:

  • Transfer funds to your own accounts
  • Pay anyone
  • BPAY ®
  • International payments
  • Recurring payments to people and accounts you pay regularly.

Find out how to make transfers, pay anyone, make BPAY® and International Transfers.

To make a transfer
  1. Sign in to the Westpac app
  2. Select Transfer from the bottom menu
  3. Select the account you want to transfer From
  4. Select the account you want to transfer To
  5. Enter the amount and tap Continue
  6. Tap Confirm after checking all the details are correct
To make a Pay Anyone payment
  1. Sign in to Mobile Banking
  2. Tap 'Make payment' at the top of the screen
  3. Choose your 'From' account
  4. Tap under 'To' to bring up your list of payees
  5. Tap 'Add (+)' to add a new payee
  6. Enter the Account name, BSB and Account number you wish to pay and change the Payee nickname if required.
  7. Tap 'Create'
  8. Enter the payment details including the Amount, Description and payment date
  9. To make the payment recurring, tap on 'How often' and choose the payment frequency
  10. Tap 'Continue' then 'Confirm'
  11. You will be sent an SMS Code to your registered device
  12. Enter the SMS Code and tap 'Continue' to complete your payment
  13. Your receipt number will be displayed and you can choose to email payment details or make another payment.
To make a BPAY® payment
  1. Sign in to Mobile Banking
  2. Tap Pay from the bottom menu
  3. Choose your 'From' account
  4. Tap under 'To' to bring up your list of billers
  5. Tap 'Add (+)' to add a new BPAY® biller
  6. Select 'Add a new biller'
  7. Enter the Biller code and your Customer reference number found on your bill and change the Payee nickname if required
  8. Tap 'Create'
  9. Enter the payment details including the Amount, Description and payment date
  10. To make the payment recurring, tap on 'How often' and choose the payment frequency
  11. Tap 'Continue' then 'Confirm'
  12. You will be sent an SMS Code to your registered device
  13. Enter the SMS Code and tap 'Continue' to complete your payment
  14. Your receipt number will be displayed and you can choose to email payment details or make another payment.
To make a transfer
  1. Sign in to Westpac Live Tablet Banking
  2. Drag your 'From' account and drop the coin onto the account you wish to pay
  3. Enter the transfer details including the Amount, Description and payment date
  4. Tap 'Transfer Funds' then 'Confirm'
  5. Your receipt number will be displayed and you can choose to email payment details.
To make a Pay Anyone payment
  1. Drag your 'From' account to the Payment zone on the right hand side of the screen and drop the coin onto the Pay Anyone zone
  2. Tap on the ‘To’ account to bring up the Address Book to select an existing payee
  3. Tap '+' to add a new payee
  4. Enter the payment details including the Amount, Description and payment date
  5. Tap 'Make Payment' then 'Confirm'
  6. You will be sent an SMS Code to your registered device
  7. Enter the SMS Code and tap 'Authorise' to complete your payment
  8. Your receipt number will be displayed and you can choose to email payment
To make a BPAY® payment

  1. Drag your 'From:' account to the Payment zone on the right hand side of the screen and drop the coin onto the BPAY® zone
  2. Tap on the ‘To’ account to bring up the Address Book to select an existing BPAY® biller
  3. Tap '+' to add a new BPAY® biller
  4. Enter the Biller code and your Customer reference number found on your bill
  5. Enter the payment details including the Amount, Description and payment date
  6. Tap 'Make Payment' then 'Confirm'
  7. You will be sent an SMS Code to your registered device
  8. Enter the SMS Code and tap 'Authorise' to complete your payment
  9. Your receipt number will be displayed and you can choose to email payment details.


Common Questions

Things you should know

Online Banking Terms and Conditions apply.

Overseas banks may impose fees and charges or convert the currency of the payment. Westpac might not have any control over the fees, charges or foreign currency conversions imposed by these institutions. Any overseas financial institution handling charges will by default be borne by the recipient of the International Payment and deducted from the payment amount, unless otherwise organised. It is possible that the overseas bank could convert the currency of the payment at an unfavourable exchange rate. You should inform the beneficiary that, if this occurs, they should consider rejecting the payment immediately so the payment can be unwound at the prevailing exchange rate.

If you do not want the currency to be converted, please insert the words “Do Not Convert” in the description details free text box when you are making an international payment and we will on-forward this instruction.

Apple, the Apple logo and iPhone are trademarks of Apple Inc., registered in the U.S. and other countries. Apple Watch is a trademark of Apple Inc. App Store is a service mark of Apple Inc. Android is a trademark of Google Inc.

BPAY® is a registered trademark of BPAY Pty Ltd ABN 69 079 137 518.