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What do I need to send money overseas?

  • A Westpac bank account that is registered for Online Banking and Westpac Protect SMS Code
  • Details of the person receiving the money, including their name, address, bank name, branch address and account number
  • The amount you want to send
  • In some cases you will be asked to confirm the reason for the payment.


Funds are usually transferred within 1-3 business days.

Sending Euros, British Pounds, Philippine Pesos or Indian Rupees?

Consider LitePay, with low payment fees from just $5.

Find out more.


Fees for International Payments

  • Sending foreign currency via Westpac Live Online Banking: $10
  • Sending Australian Dollars via Westpac Live Online Banking: $20
  • In branch, it costs $32 to send any available currency, or $10 to send money to Pacific Westpac accounts.

Currencies

See our currency converter to view the latest foreign exchange rates.

AUD Australian Dollars CNY Chinese Yuan SBD Solomon Island Dollars
USD US Dollars DKK Danish Kroner ZAR South African Rand
EUR Euros FJD Fijian Dollars LKR Sri Lankan Rupees
GBP British Pounds
HKD Hong Kong Dollars
SEK Swedish Kroner
NZD New Zealand Dollars JPY Japanese Yen CHF Swiss Francs
INR Indian Rupees NOK Norwegian Krone THB Thai Baht
PHP Philippine Pesos PKR Pakistani Rupees TOP Tongan Pa'anga
BND Brunei Darussalem WST Samoan Tala AED United Arab Emirates Dirham
CAD Canadian Dollars SAR Saudi Arabian Riyals VUV Vanuatu Vatu
XPF CFP Franc SGD Singaporean Dollars  

Australian Dollars can be sent to Papua New Guinea.


Send foreign currency for lower fees

When making an International Payment, you can choose the currency you’d like to transfer the funds in.  You can send Australian Dollars (AUD) or foreign currency (e.g. USD or Euros).

 

Lower Westpac fees

Sending Australian Dollars will cost $20 on Online or Mobile Banking, versus $5-8 for a LitePay Payment or $10 for International Payments in foreign currency.

Visibility

Converting your funds into foreign currency lets you know the exchange rate upfront, giving you greater visibility of how much you’re sending.


How to add an international payee

Before you make an International Payment you’ll need to add your recipient as a new International payee.

This feature is not yet available in Mobile Banking so please login to Online Banking on a desktop, laptop or tablet device to add a new payee.

Things you should know

Overseas banks may impose fees and charges or convert the currency of the payment. Westpac might not have any control over the fees, charges or foreign currency conversions imposed by these institutions. Any overseas financial institution handling charges will by default be borne by the recipient of the International Payment and deducted from the payment amount, unless otherwise organised. It is possible that the overseas bank could convert the currency of the payment at an unfavourable exchange rate. You should inform the beneficiary that, if this occurs, they should consider rejecting the payment immediately so the payment can be unwound at the prevailing exchange rate.

If you do not want the currency to be converted, please insert the words “Do Not Convert” in the description details free text box when you are making an international payment and we will on-forward this instruction.