How to send money overseas
Before you send money overseas
- Register for
Westpac Online Banking or download the
Westpac App. You need to be 14+ minimum age to send money overseas through online banking.
- Sign up for
Westpac Protect™ Security Code for an extra layer of protection when you send money overseas.
- Make sure your Daily Payment Limit meets your needs. You can update it via Westpac Online Banking, or in the Westpac App.
Check our foreign exchange rates and fees
Foreign exchange rates
Use our currency converter for an indicative foreign exchange rate on your international money transfer.
How much does it cost to send money overseas?
There are two transfer fees you need to know about:
1. Westpac's transfer fees
|Transfer using||Fee (AUD)|
|Westpac Online Banking or the Westpac App (sent in a foreign currency)||$0|
|Westpac Online Banking or the Westpac App (sent in Australian dollars)||$20|
|Transfer made in a branch (sent in either Australian dollars or foreign currency)||$32|
To get an indicative foreign exchange rate and estimate the fees, use our currency converter.
Ready to send money now?
- Sign into Westpac Online Banking or the Westpac App
- Choose who to pay or set up a new payee
- Depending on where you’re sending, you may also be asked to confirm the reason for the payment
- Select the payment currency. If sending in a foreign currency, accept the conversion rate.
- Double check that you have entered the details correctly, then submit the payment.
Still need help?
How long will it take for the money to arrive?
Once the transfer has been submitted, funds are transferred electronically from your Westpac account into the designated overseas account usually within 1-3 business days.
Frequently asked questions
|British Pounds - GBP||South African Rand - ZAR|
|New Zealand Dollars - NZD||US Dollars - USD|
|Australian Dollars - AUD||Pakistani Rupees* - PKR|
|Brunei Darussalem - BND
||Papua New Guinean Kina - PGK|
|Canadian Dollars - CAD||Polish Zloty - PLN (Online only)|
|Chinese Yuan - CNY||Samoan Tala - WST|
|Czech Koruna - CZK (Online only)||Singaporean Dollars - SGD|
|Euros - EUR||Solomon Island Dollars - SBD|
|Fijian Dollars - FJD||Swedish Kroner - SEK|
|Filipino Peso* - PHP||Swiss Francs - CHF|
|Hong Kong Dollars - HKD||Thai Baht* - THB|
|Hungarian Forint - HUF (Online only)||Tongan Pa'anga - TOP|
|Indian Rupees - INR||Turkish lira - TRY (Online only)|
|Israeli New Shekel - ILS (Online only)||Vanuatu Vatu - VUV|
|Japanese Yen - JPY||United Arab Emirates Dirham - AED (In-branch only)|
|Norwegian Krone - NOK|
Things you should know
This information has been prepared by Westpac Banking Corporation ABN 33 007 457 141 AFSL 233714 ("Westpac"). The exchange rates provided are applicable to foreign exchange products described on this website. The exchange rates are indicative only as at the time and date shown, are subject to market movements and therefore change continuously. They may also vary depending on the type of the transaction involved, and may be different for transactions over a certain amount. They should not be relied upon as an accurate representation of any final pricing. You should contact Westpac for up-to-date pricing prior to dealing.
International money transfers
*International transfers made in Thai Baht (THB), Filipino Peso (PHP) and Pakistani Rupee (PKR) to any eligible country are only available for amounts of AUD $1,000 in value and above.
*This is subject to change at any time at Westpac’s discretion.
Correspondent bank fees and notes on the currency conversion
Based on the currency of the transfer and the country/region the transfer is being sent to, additional fees may be deducted by another overseas bank or the transfer recipient’s bank. Overseas banks may impose fees and charges or convert the currency of the payment. Westpac might not have any control over the fees, charges or foreign currency conversions imposed by these institutions. Any overseas financial institution handling charges will by default be borne by the recipient of the international money transfer and deducted from the payment amount, unless otherwise organised. It is possible that the overseas bank could convert the currency of the payment at an unfavourable exchange rate. You should inform the beneficiary that, if this occurs, they should consider rejecting the payment immediately so the payment can be unwound at the prevailing exchange rate.
If you do not want the currency to be converted, please insert the words “Do Not Convert” in the description details free text box when you are making an international money transfer and we will on-forward this instruction.