How to send money overseas
Before you send money overseas
- Register for
Westpac Online Banking or download the
Westpac App. You need to be 14+ minimum age to send money overseas through online banking.
- Sign up for
Westpac Protect™ Security Code for an extra layer of protection when you send money overseas.
- Make sure your Daily Payment Limit meets your needs. You can update it via Westpac Online Banking, or in the Westpac App.
Check our foreign exchange rates and fees
Foreign exchange rates
Use our currency converter for an indicative foreign exchange rate on your international money transfer. By converting your AUD to foreign currency, you will have certainty on the amount of foreign currency sent from your Westpac account to your recipient.
How much does it cost to send money overseas?
There are two transfer fees you need to know about:
1. Westpac's transfer fees
Transfer using | Fee (AUD) |
---|---|
Westpac Online Banking or the Westpac App (sent in a foreign currency) | $0 |
Westpac Online Banking or the Westpac App (sent in Australian dollars) | $20 |
Transfer made in a branch (sent in either Australian dollars or foreign currency) | $32 |
To get an indicative foreign exchange rate and estimate the fees, use our currency converter.
Ready to send money now?
- Sign in and go to Payments > Make a payment > International in Westpac Online Banking or Payments > Send Overseas in the Westpac App
- Select the Country to Send to
- Select the From account
- Change the Date and Frequency to schedule for a Future date (you can only schedule payments for a future date in Westpac Online Banking)
- Check the payment currency and enter Amount
- Review the currency, conversion rate, amounts and fees
- Choose who to pay (or set up a new payee)
- Enter a Description and depending on where you are sending payment to, you may also be asked to select a reason for the payment
- Review your transfer details and currency carefully and select Confirm to submit your payment.
Still need help?
Use the step by step guide to transferring funds using the Westpac App or Online Banking.
For detailed support try our frequently asked questions.
How long will it take for the money to arrive?
Once the transfer has been submitted, funds are transferred electronically from your Westpac account into the designated overseas account usually within 1-3 business days.
Frequently asked questions
Popular currencies | |||
---|---|---|---|
British Pounds - GBP | South African Rand - ZAR | ||
New Zealand Dollars - NZD | US Dollars - USD | ||
All currencies | |||
Australian Dollars - AUD | Pakistani Rupees* - PKR | ||
Brunei Darussalem - BND |
Papua New Guinean Kina - PGK | ||
Canadian Dollars - CAD | Polish Zloty - PLN (Online only) | ||
Chinese Yuan - CNY | Samoan Tala - WST | ||
Czech Koruna - CZK (Online only) | Singaporean Dollars - SGD | ||
Euros - EUR | Solomon Island Dollars - SBD | ||
Fijian Dollars - FJD | Swedish Kroner - SEK | ||
Filipino Peso* - PHP | Swiss Francs - CHF | ||
Hong Kong Dollars - HKD | Thai Baht* - THB | ||
Hungarian Forint - HUF (Online only) | Tongan Pa'anga - TOP | ||
Indian Rupees - INR | Turkish lira - TRY (Online only) | ||
Israeli New Shekel - ILS (Online only) | Vanuatu Vatu - VUV | ||
Japanese Yen - JPY | United Arab Emirates Dirham - AED | ||
Norwegian Krone - NOK |
Things you should know
Westpac Online Banking Terms and Conditions
This information has been prepared by Westpac Banking Corporation ABN 33 007 457 141 AFSL 233714 ("Westpac"). The exchange rates provided are applicable to foreign exchange products described on this website. The exchange rates are indicative only as at the time and date shown, are subject to market movements and therefore change continuously. They may also vary depending on the type of the transaction involved, and may be different for transactions over a certain amount. They should not be relied upon as an accurate representation of any final pricing. You should contact Westpac for up-to-date pricing prior to dealing.
International money transfers
*International transfers made in Thai Baht (THB), Filipino Peso (PHP) and Pakistani Rupee (PKR) to any eligible country are only available for amounts of AUD $1,000 in value and above.
*This is subject to change at any time at Westpac’s discretion.
Correspondent bank fees and notes on the currency conversion
If you do not want the currency to be converted, please insert the words “Do Not Convert” in the description details free text box when you are making an international money transfer and we will on-forward this instruction. Westpac does not guarantee that this approach will be effective and takes no responsibility if an intermediary bank converts the funds.