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Making a payment using a BSB and Account number

  • A BSB is a six-digit number that identifies the bank, state and branch you opened your account in.
  • Your account number is the identification number associated with your bank account.
  • To pay or transfer money to someone, you’ll need the recipient’s BSB and Account number.
  • You can also set up recurring payments on a daily, weekly, fortnightly, monthly basis up to 12 months in advance.
  • Payments are safe, secure and protected by our  Online Banking Security Guarantee.


Did you know? You can make a payment using a mobile number as a PayID?

How to pay someone using a BSB & account number

In the Westpac App

Before trying these instructions make sure you update to the latest version of the app.  

  1. Tap $
  2. Tap Pay someone
  3. Select an existing payee or tap Add to create a new one
  4. Tap BSB & Account if paying someone new
  5. Follow the prompts to complete your payment

In Online Banking

  1. Go to Payments > Make a payment
  2. Select an existing payee from the drop-down menu, or select Pay new payee to create a new one
  3. To add new payee, enter the BSB, Account number and Account name. Review the payee details to ensure your transfer is paid into the correct account
  4. Follow the prompts to complete your payment
Things you should know

Read the Westpac Online Banking Terms and Conditions (PDF 236KB) at before making a decision and consider whether the product is right for you.

Overseas banks may impose fees and charges or convert the currency of the payment. Westpac may not have any control over the fees, charges or foreign currency conversions imposed by these institutions. Any overseas financial institution handling charges will by default be borne by the recipient of the International Payment and deducted from the payment amount, unless otherwise organised. It is possible that the overseas bank could convert the currency of the payment at an unfavourable exchange rate. You should inform the beneficiary that, if this occurs, they should consider rejecting the payment immediately so the payment can be unwound at the prevailing exchange rate.

If you do not want the currency to be converted, please insert the words “Do Not Convert” in the description details free text box when you are making an international payment and we will onforward this instruction.

Westpac Mobile Banking applications are only available for use by Westpac Australia customers. Internet connection is needed to access Westpac Online Banking and the Westpac App. Normal mobile data charges apply. ​

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