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Westpac Altitude Cards

Westpac Altitude Platinum Visa

Issued and serviced by Westpac

or

Westpac Altitude Black Mastercard

Issued and serviced by Westpac

American Express Westpac Altitude Cards

American Express Westpac Altitude Platinum Card

Issued and serviced by American Express

or

American Express Westpac Altitude Black Card

Issued and serviced by American Express

Earn up to 120,000 bonus Altitude Points or Qantas Points

Enjoy a bonus points offer when you apply, are approved by 11 June 2018 and meet the minimum spend for each card:

Westpac Altitude Black Card:  80,000 bonus Altitude Points or Qantas Points, when you spend $5,000 on eligible purchases within 90 days of card approval.

American Express Westpac Altitude Black Card:  40,000 bonus Altitude Points or Qantas Points, when you spend $3,000 on eligible purchases within 90 days of card approval.


Accelerated points.
Enjoy a high earn rate and spend in more places with both cards.

Pooled points balance.
Two card accounts with one points balance, so you can unlock your rewards fast.

 

One of two great rewards programs.
Choose either Altitude Rewards or Altitude Qantas.


Cards at a glance

1. Select your Westpac Altitude Card (issued and serviced by Westpac)

 
Altitude Platinum Visa

Altitude Black Mastercard
Special offer
60,000 bonus Altitude or Qantas Points* 80,000 bonus Altitude or Qantas Points*
Points per $ spent on eligible purchases
  • 1 Altitude Point, or
  • 0.5 Qantas Points
  • 1.25 Altitude Points, or
  • 0.75 Qantas Points
Annual card fee $150 $250
Qantas Rewards Fee
(Altitude Qantas Rewards program only)
$50 $50
Complimentary insurances    
Lounge access    

*Minimum spend of $3,000 on the Altitude Platinum Visa and $5,000 on the Altitude Black Mastercard on eligible purchases within 90 days of card approval.

2. Select your American Express Westpac Altitude Card (issued and serviced by American Express)

 
American Express Westpac Altitude Platinum Card

American Express Westpac Altitude Black Card
Special offer 15,000 bonus Altitude or Qantas Points^ 40,000 bonus Altitude or Qantas Points^
Points per $ spent on eligible purchases
  • Up to 3 Altitude Points, or
  • Up to 1.5 Qantas Points
  • Up to 5 Altitude Points, or
  • Up to 2 Qantas Points
Annual Card fee $49 $199
Complimentary insurances    
Lounge access    

^Minimum spend criteria of $3,000 applies on eligible purchases within 90 days of card approval.

Things you should know

Consumer Credit Cards - Conditions of Use (PDF 186KB)

Westpac Credit Cards Complimentary Insurance Policy (PDF 316KB)

Find out what information you need to provide to become a customer (PDF 768KB)

Westpac Rewards Credit Cards Concierge Service Terms and Conditions (PDF 917KB)

Westpac Rewards Cards Emergency Travel Assistance Terms and Conditions (PDF 116KB)

Altitude Rewards Terms and Conditions (PDF 130KB)

American Express Westpac Altitude Credit Card Compensation Deed Poll (PDF 152KB)

American Express Credit Card Conditions, Privacy Statement, Credit Guide and Financial Services Guide (PDF 297KB)

American Express Westpac Altitude Cards Points Terms and Conditions

American Express Westpac Altitude Card Insurance Policy

Credit criteria, fees and charges apply. Offers are not available in conjunction with any special offers that are not listed on www.westpac.com.au. Switches, upgrades or Westpac group staff are ineligible. Offer may be withdrawn or extended at any time.

American Express will pay a monthly commission to Westpac in relation to your account. As the commission is dependent on all American Express Westpac Altitude customers’ use of their Cards, the amount is not ascertainable.

You will not pay any fees or charges to Westpac in relation to your American Express® Westpac Altitude Card.

Be credit savvy: Before applying, consider a realistic credit limit and check all conditions, interest rates, fees and charges on your selected card.

Frequent Flyer Program: You must be a member of the relevant frequent flyer program to redeem Altitude Points for frequent flyer points. The Altitude Rewards Terms and Conditions and the terms and conditions of the relevant frequent flyer program apply. A joining fee may apply. Availability of award flights may be limited. For more information on the Altitude Rewards program, visit altituderewards.com.au.

Altitude Qantas:  In order to earn and redeem points, you must be a member of the Qantas Frequent Flyer program.

Qantas & Partner Classic Reward Seats are subject to capacity controls and availability is limited. The number of seats available depends on the flight, date, season and destination. Some flights may not have any Classic Reward seats available. For Classic Reward flights, taxes, fees and carrier charges are payable in addition to the points required, are subject to change and are quoted at the time of booking. Reward flights must be booked at least 24 hours before scheduled departure (and other advance booking requirements may apply).

Qantas Store Products are for delivery in Australia and New Zealand only (and different products are available in each delivery location). Redemption of points through the online store is subject to terms and conditions (including store terms of use and voucher terms and conditions). See qantas.com/store for details.

Flight Upgrades are subject to capacity controls and availability is limited. Flight upgrades are not available on Classic Rewards or on international airfares booked in E, N, O, P, Q, and X class (which includes some Any Seat Rewards and some Red e-Deals). You must have an eligible paid and confirmed ticket on a Qantas operated service (with a QF flight number on your ticket).

Qantas & Jetstar Any Seat Rewards are available on any flight with a QF or JQ flight number. The points required will be quoted when booked. There is no fixed relationship between the cash price charges by the applicable airline for a seat and the points required to redeem an Any Seat Reward through Qantas Frequent Flyer. Special promotional fares may not apply. Reward flights must be booked at least 24 hours before scheduled departure (and other advanced booking requirements may apply). For more information see qantas.com/frequentflyer. The Jetstar Any Seat Rewards booking service is operated by Carlson Marketing Group (Aust) Pty Ltd trading as Carlson Leisure Travel Service Licence No. 2TA 5778, IATA 02-3-59523.
For more information on the Qantas Frequent Flyer program, visit qantas.com/frequentflyer.

 

Westpac Altitude Cards

Rewards Points for Westpac Altitude Cards: The earning and redemption of Altitude Points and Qantas Points is subject to the Altitude Rewards and Altitude Qantas Terms and Conditions. Purchases that are not eligible to earn Reward Points are set out in the Altitude Terms and Conditions. For example: payments to the Australian Tax Office, cash advances and BPAY payments do not earn Reward Points. You do not receive points if your card account is in arrears for 2 consecutive statement cycles and in other circumstances. 

*Bonus Rewards Points for Westpac Altitude Cards: When you apply and are approved for a new Altitude Platinum or Altitude Black credit card between 16 April 2018 and 11 June 2018, and spend the minimum amount of $3,000 on eligible purchases on an Altitude Platinum Visa card or $5,000 on eligible purchases on an Altitude Black Mastercard within 90 days from card approval in one or more transactions.

Eligible purchases do not include fees, cash, cash equivalent transactions, BPAY, BPAY equivalent transaction, refunds and balance transfers debited from the card account. The bonus Altitude Points or Qantas Points will be added to your points balance within 12 weeks once you meet the eligible spend criteria. Existing Westpac customers who currently hold an Altitude Platinum or Altitude Black credit card, or who have held one in the last 12 months, are not eligible for this offer. Qantas Points earned during a statement cycle are added to your Qantas Points balance on a monthly basis.

Priority Pass Membership: To enrol, go to altitudeblack.com.au. Lounge usage in excess of two visits per 12-month membership period and all guest visits will be charged directly to your Altitude Black World Mastercard at the prevailing visit fee which is currently US$27 per person, per visit. The first two visits within each 12-month membership period are complimentary to the primary cardholder only, after which every visit would be charged as per the prevailing rates. Any accompanying guests will be charged the prevailing visit fee, which is currently US$27 per person, per visit, which will be automatically charged on the cardholder's Altitude Black World Mastercard. A Westpac Foreign Transaction Fee will apply to the conversion amount. Prices are current as of February 2018. The date of visits determines which year of membership the visit is allocated to. Unused visits cannot be carried forward to the following 12-month period of membership. The number of free visits will be reset to two per each 12-month period. If you have enquiries about the Priority Pass program, contact Priority Pass by visiting the Contact Us page on www.prioritypass.com.  For full details on terms and conditions, visit Priority Pass website at prioritypass.com/Conditions-of-use.cfm.

Qantas Club Lounge Invitations: To be eligible for the two complimentary Qantas Club Lounge invitations, you must register at loungepass.altitudeblack.com.au and then use your Altitude Black Mastercard in Australia to purchase selected Qantas products and services. Selected Qantas products and services are the following items purchased directly from Qantas: Qantas passenger flights (with a QF flight number), Qantas Frequent Flyer and Qantas Club membership joining and annual fees. Excludes Jetstar, Qantas Holidays, Qantas branded non-airfare products and any Qantas products and services not purchased directly from Qantas. Each year you will receive two complimentary lounge invitations once you have made the required spend on selected Qantas products and services.

Qantas Club Lounge Invitations are provided courtesy of Westpac, and are valid for Qantas Club and Qantas operated International Business Lounges only. Not valid in International First Class lounges, Chairman's Lounge, Qantas Domestic Business, Qantas oneworld® alliance airline, partner airline of associated lounges. Each invitation is valid for a single visit before the date specified on the invitation, when travelling with Qantas or Jetstar with a QF or JQ flight number. Access and use is subject to Qantas Club rules.

The two Qantas Club Lounge invitations will be sent to your card account mailing address within 4 weeks of your eligible card spend, provided you are not in breach of the Conditions of Use and your account remains open. The two Qantas Club Lounge invitations will expire on the date printed on the invitations. Qantas Club Lounge invitations will not be issued to customers who do not first register at loungepass.altitudeblack.com.au prior to making the eligible card spend.

Concierge Services are subject to the Westpac Rewards Cards Concierge Service Terms and Conditions at westpac.com.au.

Complimentary insurance covers for Westpac Altitude Cards : AWP Australia Pty Ltd, ABN 52 097 227 177, AFSL 245631, of 74 High Street, Toowong, QLD 4066 (trading as Allianz Global Assistance) under a binder from the underwriter, Allianz Australia Insurance Limited ABN 15 000 122 850, AFSL 234708, has issued an insurance group policy to Westpac Banking Corporation ABN 33 007 457 141 AFSL and Australian credit licence 233714 (Westpac), of 275 Kent Street, Sydney, NSW 2000 which allows eligible Westpac account holders and cardholders to claim under it as third party beneficiaries. The terms, conditions, limits and exclusions of the group policy are set out in the Westpac Credit Cards Complimentary Insurance Policy which may be amended from time to time. Westpac does not guarantee the insurance. You can get a copy of the policy booklet by downloading the Westpac Credit Cards Complimentary Insurance Policy (PDF 316KB).

SmartPlan Disclaimer: SmartPlan requires monthly payments to be made for the term calculated and at the applicable interest rate when the SmartPlan is entered into. All payments made to your account will be applied first to any SmartPlan instalments, so debts accruing a higher interest rate may be left unpaid during the SmartPlan term. Your balance transfer must have a maximum of 36 months and a remaining term of at least 3 months to be eligible for a SmartPlan. See SmartPlan for more details. SmartPlan cancellation takes up to 2 Business Days. Any SmartPlan Remaining Balance will revert to the variable interest rate for your balance type or special offer rate as applicable.

Westpac Banking Corporation ABN 33 007 457 141 AFSL and Australian credit licence 233714.

World Mastercard®, Mastercard® and the Mastercard brand mark are registered trademarks, and PayPass is a trademark of Mastercard International Incorporated.

 

American Express Westpac Altitude Cards

Bonus Rewards points for American Express Westpac Altitude Cards: Offer only available to Westpac Altitude cardholders who apply online for the new American Express Westpac Altitude Card before 11 June 2018 and are approved and spend $3,000 on eligible purchases on their new Card in the first 3 months from the Card approval date. Eligible purchases do not include cash advances, interest, balance transfers, fees and charges for traveller’s cheques and foreign currencies. For the full list of exclusions, please refer to the American Express Westpac Altitude Cards Points Terms and Conditions. Bonus Points will be awarded to the eligible Card Members account 8-10 weeks after the spend criteria has been met.

^Altitude Points for American Express Westpac Altitude Cards: The earning of Altitude Points and bonus Altitude Points using an American Express issued Altitude Card is subject to the American Express Westpac Altitude Cards Points Terms and Conditions. Redemption of Altitude Points is subject to the Altitude Rewards Terms and Conditions available at altituderewards.com.au. You may not be able to redeem Altitude Points if your Card account is in arrears for 2 consecutive statement cycles and in other circumstances. Eligible purchases: do not include cash advances, interest, balance transfers, fees and charges for traveller’s cheques and foreign currencies. For the full list of exclusions, please refer to the American Express Westpac Altitude Cards Points Terms and ConditionsGovernment: Merchants classified as “government” include the Australian Taxation Office, the Australian Postal Corporation (Australia Post), federal/state and local government bodies.

Qantas Points for American Express Westpac Altitude Cards: You must be a member of the Qantas Frequent Flyer program to earn and redeem points. Membership and Qantas Points are subject to the terms and conditions of the Qantas Frequent Flyer program. Qantas Points are earned on Eligible Purchases in accordance with and subject to the American Express Westpac Altitude Cards Points Terms and Conditions as long as your account remains current and in good standing. Eligible purchases: do not include cash advances, interest, balance transfers, fees and charges for traveller’s cheques and foreign currencies. For the full list of exclusions, please refer to the American Express Westpac Altitude Cards Points Terms and ConditionsGovernment: Merchants classified as “government” include the Australian Taxation Office, the Australian Postal Corporation (Australia Post), federal/state and local government bodies.

Selected Qantas products and services in Australia are Qantas passenger flights (with a QF flight number) purchased on the Qantas merchant account i.e. directly with Qantas, Qantas Frequent Flyer and Qantas Club membership joining and annual fees. Excludes Jetstar, Qantas Holidays and Qantas branded non-airfare products.

Complimentary insurance covers for American Express Westpac Altitude Cards: The American Express® Westpac Altitude Card insurance is subject to terms, conditions and exclusions (such as maximum age limits, pre-existing medical conditions and cover limits) - see the full terms and conditions. You must use your American Express Westpac Altitude Card to prepay $500 of travel costs in order to be covered under the overseas travel  insurance.  AWP Australia Pty Ltd ABN 52 097 227 177, AFSL 245631 (trading as Allianz Global Assistance) under a binder from the underwriter,  Allianz Australia Insurance Limited ABN 15 000 122 850, AFSL 234708, has issued an insurance group policy to Westpac Banking Corporation ABN 33 007 457 141 AFSL and Australian credit licence 233714 (Westpac).  This communication does not take into account your objectives or financial situation.

Lounge access: Entry into The American Express Lounges is governed by the full Terms and Conditions available at amex.com.au/airportlounge. All entrants must adhere to the General Conditions of Entry. American Express Westpac Altitude Black Card members are entitled to two entries per calendar year to the American Express Lounges, located at Sydney International Airport or Melbourne International Airport. The total entitlement of two entries per calendar year applies across both Sydney and Melbourne Airport Lounges. Complimentary access is available for the Card Member’s children between the ages of 2-17. Card Member’s wishing to bring additional guests may be subject to a charge that is to be processed on the Card Member’s American Express Card.  

American Express Westpac Altitude Cards are issued and administered by American Express Australia Limited ABN 92 108 952 085, Australian Credit Licence No. 291313.