Travel rewards credit card benefits
Rewards cards can really pack in the benefits for frequent travellers. By spending on a rewards card, you can earn points to redeem for flights, accommodation and a whole host of other goods and experiences that could be useful for those heading on holiday. Plus, some cards come with a range of other valuable benefits designed with travellers in mind.
- Redeem points for flights, upgrades, hotel bookings and more
- Enjoy extra travel benefits
- Store bonus points to put towards travel
1. Redeem points for flights, upgrades, hotel bookings and more
Rewards cardholders can put points towards things like flights, flight upgrades, hotels and car rental as well as a whole range of other shopping and lifestyle rewards that could help to make your trip better.
2. Enjoy extra travel benefits
Choosing a rewards card isn’t just about earning and redeeming points – you also have the option of choosing a card with extra benefits, many of which afford you special privileges and protection when you travel.
The Altitude Black credit card comes with all sorts of benefits that could help make your trip better, including complimentary airport lounge, premium concierge services, Complimentary International Medical Travel Insurance4, and Complimentary Domestic Travel Insurance and Rental Vehicle Excess Insurance in Australia4. Refer to the product page for details.
3. Store bonus points to put towards travel
Keep an eye out for introductory offers, as some rewards cards offer you bonus points when you join and then spend a certain amount on your card.
Here are 3 ways to get the most out of your rewards credit card.
Want to learn more about your bonus point options? Read about our three rewards programs, Altitude Rewards, Altitude Qantas and Altitude Velocity.
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Things you should know
Westpac Credit Cards Complimentary Insurance Policy (PDF 721KB) – Effective 23 February 2023 (Where you have met the eligibility criteria prior to 1 October 2026)
Westpac Credit Card Domestic Complimentary Insurance Policy Information Booklet (PDF 513KB) - Effective 1 October 2026 (where you have met the eligibility criteria on or after 1 October 2026)
Westpac Credit Card International Travel Insurance, Product Disclosure Statements (PDF 1MB) - Effective 1 October 2026 (where you have met the eligibility criteria on or after 1 October 2026)
Credit criteria, fees and charges apply.
Be credit savvy: Before applying, consider a realistic credit limit and check all conditions, interest rates, fees and charges on your selected card.
Altitude Rewards: To earn and redeem points, you must be a member of the applicable rewards program. Additional fees may apply and vary by rewards program. See the applicable card's product page for details. For more information on the Altitude Rewards program, visit Altitude Rewards.
Altitude Qantas: To earn and redeem points, you must be a member of the applicable Frequent Flyer program. Annual Rewards Program fees apply and vary by rewards program. See the applicable card's product page for details.
Altitude Velocity: To earn and redeem points, you must be a member of the applicable Frequent Flyer program. Annual Rewards Program fees apply and vary by rewards program. See the applicable card's product page for details.
4. Complimentary travel insurance covers:
AWP Australia Pty Ltd ABN 52 097 227 177 AFSL 245631, trading as Allianz Global Assistance (AGA), under a binder from the insurer, Allianz Australia Insurance Limited ABN 15 000 122 850 AFSL 234708 (Allianz), has issued an insurance group policy to Westpac Banking Corporation ABN 33 007 457 141 AFSL and Australian credit licence 233714 (Westpac) which allows eligible persons to claim under it as third party beneficiaries. Access to the benefit of cover under the Credit Card Complimentary Insurance is provided to eligible Westpac cardholders by operation of s48 of the Insurance Contracts Act 1984 (Cth). If an eligible person wishes to claim any of these benefits, they will be bound by the eligibility criteria, terms, conditions, exclusions, limits and applicable sub-limits contained in the relevant Policy Information Booklet and/or Product Disclosure Statements which may be amended from time to time. This insurance is underwritten by Allianz. Westpac does not guarantee this insurance. This information does not take your personal objectives, circumstances or needs into account. Consider its appropriateness to these factors before acting on it.
On or before 30 September 2026 (where you meet the eligibility criteria on or before that date) the following Policy Information Booklet will apply: Complimentary Insurance Policy Information booklet (PDF 721KB).
From 1 October 2026 the following policy documents will apply: Policy Information Booklet (regarding the Domestic Travel Insurance and Rental Vehicle Excess Insurance in Australia) (PDF 513KB) and/or Product Disclosure Statements (for the Complimentary International Medical Travel Insurance) (PDF 1MB). The Target Market Determination for the Complimentary International Medical Travel Insurance is available at www.allianzpartners.com.au/policies/
Rewards Points: The earning and redemption of Altitude Points, Velocity Points and Qantas Points are subject to the Altitude Terms and Conditions (PDF 186KB). Purchases that are not eligible to earn Rewards Points are set out in the Altitude Terms and Conditions (PDF 186KB). You do not receive points if you have not paid the Minimum Payment Due in full and on time and in other circumstances. Points earnt for PartPay (PDF 96KB) Purchases are based on the full value of the purchase, and not on each instalment amount. Qantas and Velocity Points earned during a statement cycle are added to your respective Points balance on a monthly basis.
Concierge Services for Altitude Black. Concierge services are provided by a third party supplier. For further details including terms and conditions visit westpac.tenconcierge.com