Altitude Points can add up pretty quickly on your rewards card, especially if you are using your card to the best of your advantage, so why not make your points work even harder for you? Altitude Points can be used for much more than just shopping and travel and could even help get you ahead financially.
Pay with Points
Pay with Points allows you to select a card purchase you have made in the last 90 days (excluding BPAY® transactions) to redeem your Altitude Points for a statement credit to the value of that purchase, lowering your card balance.* That means you can use your points on almost anything.
Choosing to redeem your Altitude Points for cashback means your points can go towards reducing your card balance. You can choose to redeem increments of $50, $100, $500 and $1000, which will then be automatically credited to your card account.
Donate your points to charity
Westpac are committed to empowering Australians to create stronger, more prosperous communities and are proud to work with a wide range of charities. You can choose to redeem your Altitude Points for a donation to over 10 different charities including the Westpac Rescue Helicopter and Surf Life Saving Australia.
Annual fee rebate
Let your rewards card pay for itself by redeeming your Altitude points for a rebate on your card’s annual fee. Annual fee rebates are available for all of the Westpac Rewards Cards and you can redeem points for cash increments of $25, $75, $100, $125 and $150.
Mortgage fee discount
If you are a rewards card customer then you can use your Altitude points in exchange for a rebate on your Westpac mortgage fees. You can choose to pay off all or part of monthly loan maintenance fees or package fees.
The point balance required starts at 9,600 and can only be redeemed by phone. To claim your mortgage fee discount you must call 1300 887 820 or 1300 859 100 for Platinum card holders.
Redeeming your points for gift cards is also a great way to get the most out of your points. We offer gift cards from a range of stores including David Jones, Myer, JB-Hi Fi, Woolworths, Westfield, Bunnings, Caltex and many more. Use your gift card to cover some of your usual expenses, such as your weekly grocery shop or to refuel your car. You can also push your dollar even further by using your gift cards at your favourite department store during sale time to snag a real bargain. Don’t have time to wait for a gift card to be delivered? Make sure you also check out the range of eGift Cards.
Visit the Altitude Rewards for all terms and conditions, and remember to pay off your monthly balance to ensure you are getting the most out of your card and not negating the benefits by paying interest.
Things you should know
Be credit savvy: Before applying, consider a realistic credit limit and check all conditions, interest rates, fees and charges on your selected card.
6. Rewards Points: The earning and redemption of Altitude Points, Qantas Points and Velocity Points is subject to the Altitude Terms and Conditions. Purchases that are not eligible to earn Rewards Points are set out in the Altitude Terms and Conditions. For example: payments to the Australian Taxation Office, cash advances, BPAY and BPAY equivalent transactions do not earn Reward Points. You do not receive points if your card account is in arrears for 2 consecutive statement cycles and in other circumstances.
Altitude Rewards: You must be a member of the relevant frequent flyer program to redeem Altitude Points for frequent flyer points. The Altitude Rewards Terms and Conditions and the terms and conditions of the relevant frequent flyer program apply. A joining fee may apply. Availability of Reward flights may be limited. For more information on the Altitude Rewards program, visit altituderewards.com.au.
Altitude Velocity: In order to earn and redeem points, you must be a member of the Velocity Frequent Flyer program. An annual $50 Velocity Rewards fee applies for customers who choose to earn Velocity Points through the Altitude Velocity rewards program.
Altitude Qantas: In order to earn and redeem points, you must be a member of the Qantas Frequent Flyer program. An annual $50 Qantas Rewards fee applies for customers who choose to earn Qantas Points through Altitude Qantas rewards program.
Westpac is the credit provider and credit licensee under National Consumer Credit Laws.
*Pay with Points allows you to redeem your Altitude points for statement credits to your credit card account to the value of any card purchases (excluding BPAY transactions) that you have made in the last 90 days. The statement credit will not contribute to your minimum monthly payment nor necessarily pay off the specific purchase you select. The statement credit will be applied to your card account in accordance with your card's Conditions of Use. See altituderewards.com.au for full terms and conditions.
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