How to refinance credit card debt

Juggling different credit card debts can be stressful and expensive – especially if you’re paying a lot of interest every month. Holding multiple credit cards can also mean you pay multiple fees, including annual card fees.
The good news is there could be ways to combine your credit card balances into other forms of debt to access lower interest rates and make it easier to manage your repayments.
Consolidating several cards and loans into a single personal loan could help you lessen the amount of time you give to managing personal debt.
The potential benefits include:
Find out more about consolidating debt with a personal loan
Using a balance transfer to move multiple credit card and store card debts onto one new card with a lower rate can sometimes be an effective way to save on interest. Advantages could include:
If you're ready to get started, have a look at the balance transfer offer.
Want to learn more about balance transfers? Here are 5 things you ought to know before you take out a balance transfer.
Credit criteria, fees and charges apply. Terms and conditions available on request. Switches, upgrades or customers accessing employee benefits are ineligible for balance transfer offers. Our balance transfer offers may be varied or withdrawn at any time and are not available in conjunction with any other promotion.