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How to receive the Westpac Plus benefits

available to existing packaged customers only

Westpac Plus customers received the brochure “Added value with Westpac Plus” with the promotional codes needed to be provided to obtain benefits.  If need, please contact 132 032 or visit your local Westpac branch to obtain the promotional codes.
 

The following products are available to existing Westpac Plus Package customers if the product is applied for and approved before 15 December 2019.

Low Rate card

Westpac Plus package customers can apply for a new Westpac Low Rate credit card with a 0.00%p.a. balance transfer for 18 months when requested at application. After 18 months the applicable variable cash advance rate will apply to balance transferred but left unpaid. Interest free days on purchases do not apply to credit cards with balance transfers. Existing Low Rate cardholders or customers looking to switch or upgrade their card are ineligible for this offer.#

Customers can apply via the following channels:

Personal Loans

Westpac Plus package customers can access a 0.50% p.a. discount on the:

  • current headline fixed interest rate for new secure and unsecured Personal Loans and
  • current headline variable interest rate for new Flexi Loans

Customers can apply via the following channels:

  • Call 132 032 and state ‘New Personal Loan’ or
  • visit a Westpac branch and quote your promotional code

 

Things you should know

  • The above products are only available to existing Westpac Plus Package customers if the product is applied for and approved before 15 December 2019.


Credit Card

Credit criteria, fees and charges apply. Credit provided by Westpac Banking Corporation ABN 33 007 457 141 AFSL and Australian credit licence 233714. This offer is not available in conjunction with any other credit card offer. Switches, upgrades or Westpac group staff are ineligible. Terms and conditions are available on westpac.com.au/lowrate2 on request.

#This balance transfer offer is available when you apply for a new Low Rate credit card between 16 September 2019 and midnight 15 December 2019, and request at card application to transfer balance(s) from up to 3 non-Westpac Australian issued credit, charge or store cards. A balance transfer fee of 0% applies to the transferred balance(s).  The promotional rate will apply to balance(s) transferred (min $200 up to 80% of your approved available credit limit) for the promotional period. Activating your card triggers the processing of the balance transfer. The applicable variable cash advance rate will apply to any unpaid balance transfer amount remaining at the end of the promotional period. Westpac will not be responsible for any delays that may occur in processing payment to your other card account(s) and will not close the account(s). Interest free days do not apply to credit cards with balance transfers. You will be charged the applicable purchase rate on any spend that you make whilst you have an outstanding balance transfer.

Consumer Conditions of Use (PDF 305KB)


Personal Loan and Flexi Loan

Credit criteria, fees, charges, terms and conditions apply. Terms and conditions are available on westpac.com.au or can obtained by visiting branch or calling 1300 720 697.

Credit provided by Westpac Banking Corporation ABN 33 007 457 141 AFSL and Australian credit license 233714.