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What do I need to send money overseas?

  • A Westpac bank account that is registered for Online Banking and Westpac Protect SMS Code
  • Details of the person receiving the money, such as their name, address, the name of their bank, branch address, and their account number
  • SWIFT code of the foreign bank
  • The amount you want to send

See our currency converter to view the latest foreign exchange rates.

Funds are transferred electronically from your Westpac account to the designated overseas account, usually within 1-3 business days.

Are you sending or receiving money?

Send money overseas from Australia

Transfer money overseas 24 hours a day, 7 days a week with Westpac Online Banking.

Receive money from overseas

Receive money faster by having it deposited electronically into your Westpac account.

Send, receive and hold multiple currencies

Make and receive payments in a foreign currency and convert to AUD when it suits you.

Use our currency converter to find out the latest FX rates

Convert money

Things you should know

In order to facilitate your payment, overseas banks may convert the payment or impose additional fees or charges. For further information on these charges, please contact us on 131 032 option 5 during Monday to Friday between 8:00am to 6:00pm AEST. Any overseas financial institution handling charges will by default be borne by the recipient of the International Payment and deducted from the payment amount, unless otherwise organised. We may receive commissions or other benefits from other financial institutions. It is possible that the overseas bank could convert the currency of the payment at an unfavourable exchange rate. You should inform the beneficiary that, if this occurs, they should consider rejecting the payment immediately so the payment can be unwound at the prevailing exchange rate.

If you do not want the currency to be converted, please insert the words "Do Not Convert" in the description details free text box when you are making an international payment and we will on-forward this instruction.