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HOW TO CHANGE YOUR BUSINESS DAILY PAYMENT LIMITS ONLINE

Now it’s even easier to update your daily payment limits in Online Banking.

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What is a Business Daily Payment Limit?

A Business Daily Payment Limit is the cumulative total value of payments that can be made within a business profile in a single day, using Online Banking and the Westpac App. This is different to a User Daily Payment Limit, which is the cumulative total value of payments any individual user can make in a day, except for some BPAY® payments.

Step by step guides

Change your Business Daily Payment Limit

In Online Banking

  1. Sign in to Online Banking from a desktop
  2. Select Administration, then Payment limits
  3. Under Business Daily Limit, select Update limit
  4. Enter the new amount, then select Save.

You will receive a notification that your change has been successful. 

On your mobile

  1. Sign in to the Westpac App
  2. Tap on the search bar and type ‘Business payment limit’
  3. Enter new amount, then select Change limit.

If you’ve recently upgraded to the new Westpac App, you may need to sign in from a desktop to update your limit.

Change a User’s Daily Payment Limit

  1. Sign in to Online Banking from a desktop
  2. Select Administration, then Payment limits 
  3. Under View limit for, select a User from the drop-down menu 
  4. Select Update limit, enter the new limit, then select Save.

You will receive a notification that your change has been successful. 

A few things to note:

  • A User’s Daily Payment Limit cannot be higher than your overall Business Daily Payment Limit. If you are increasing a User’s limit, make sure the business limit has been increased first (if necessary), or any transactions they attempt will fail.
  • The amount you can raise a User’s limit to, may be limited by the type of security device they are using.
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Payment limits explained

  • Business Daily Payment Limit – The cumulative value of payments that can be made in a business profile in a single day, using Online Banking and the Westpac App 
  • Daily Payment Limit – An individual User’s total daily payment limit
  • Administrators – People authorised to manage and change limits for the business (online and in the app) and individual Users (online only)
  • Users – People assigned individual total daily limits for payments
Cartoon of a person carrying a protective shield and standing on top of a security safe box

What about security?

Safeguarding your financial and personal information is our top priority. To manage the daily payment limit for your business or update to payment limits for your staff, you will need a security device.

Things you should know

Read the Westpac Online Banking Terms and Conditions (PDF 236KB) before making a decision and consider whether the product is appropriate for you.

BPAY® and Osko® are registered trademarks of BPAY Pty Ltd ABN 69 079 137 518.

SecurID® is a registered trademark of RSA Security LLC.