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A smart and safe way to pay in foreign currencies

Westpac Travel Money Card

Features and benefits

  • Travel and shop worry-free
    Lock in your budget by converting your loaded AUD ahead of time and feel safe and secure from fraudulent transactions with Mastercard Zero Liability protection.¹
  • Lounge access if your flight is delayed
    You and a companion can get access to over 1,000 lounges² if your flight is delayed for 120 minutes or more. Visit the Mastercard Flight Delay Pass website to pre-register your flight. T&Cs apply.

  • Convenient options for you
    Pick up cards from any branch and activate them online, or order online from home and receive your cards in 5-8 business days.

  • Access unforgettable experiences and rewards
    Your Mastercard gives you access to Priceless® Cities with unforgettable experiences in the cities where you live and travel.³ You can also get cashback when you shop overseas with your Worldwide Wallet, thanks to Mastercard Travel Rewards.⁴

How it works

Before you leave

  1. Order a Worldwide Wallet online or pick one up in branch
  2. Activate your cards in Online Banking
  3. Transfer AUD to your card and convert into your choice of up to 10 currencies to lock in your rates.

While you’re away

  • Pay for things using the local currency loaded on your card

  • Avoid ATM fees at Global ATM Alliance partners5

  • Reload your card as you go using the Westpac App, with no load or reload fees.

When you get home

  • Convert leftover currency back to AUD or another available currency, with no unload fees
  • Remember, you can avoid foreign transaction fees while shopping online by paying with your Worldwide Wallet.

Save on fees

  • Avoid ATM withdrawal fees
    Through our Global ATM Alliance and overseas partner ATMs which you can easily find using the ATM locator in the Westpac App 
  • No foreign transaction fees
    Avoid a 3% foreign transaction fee whenever you use your Worldwide Wallet to shop online or in person.
  • No load or unload fees
    Reload your account on the go, whenever you need.
  • No account keeping fees
    You won’t pay any inactivity or account keeping fees, so any funds left in your account will be there ready for your next trip or purchase.

Other fees may apply. Read the Product Disclosure Statement (PDF 307KB) for full list of fees. 

Like to shop online?

Use your Worldwide Wallet for online purchases in foreign currencies and avoid a 3% foreign transaction fee.

You can also shop worry-free from fraudulent transactions with Mastercard Zero Liability protection.1

Complete visibility and control

All in one view

See your account balance and transactions in the Westpac App or in Online Banking.

Move money easily

Transfer money to and from your Worldwide Wallet and convert AUD into foreign currencies while you’re on the go in the Westpac App.

More ways to pay

Add your Worldwide Wallet to Google Pay™ or Samsung Pay™, or use your card to tap and go.

A spare card for peace of mind

Both cards give you access to the same funds and can be locked and unlocked instantly at your convenience via Online Banking or the Westpac App.6

Add up to 11 currencies

Lock in your rate head of time by converting currency in advance.

You'll still be able to spend in currencies not listed here and avoid Westpac's 3% foreign transaction fee.

To view our latest rates, see our currency converter.

Available currencies
AUD - Australian Dollar USD - United States Dollar
EUR - Euro GBP - British Pound
NZD - New Zealand Dollar CAD - Canadian Dollar
JPY - Japanese Yen THB - Thai Baht
ZAR - South African Rand SGD - Singapore Dollar
HKD - Hong Kong Dollar    

Order online or pick up in branch

Order online

You can open your travel money card account online and we’ll mail your cards to your address in 5-8 business days.


Pick up in branch

If you need your cards within 8 business days its best to pick them up in branch and activate them online.

Already have your cards?
Activate now


A Westpac Worldwide Wallet is a prepaid travel money card that can help you save on foreign transaction fees and give you control over your spending. With the Westpac Worldwide Wallet, there are no load, reload or unload fees, or ATM withdrawal fees at Westpac Group or select Westpac Group partner ATMs in Australia and Global ATM Alliance partners.5

Before you shop or travel, you can also choose to convert your loaded AUD into any of the following currencies: USD, EUR, GBP, CAD, JPY, THB, ZAR, SGD, NZD and HKD. By locking in your exchange rate in advance and knowing exactly how much of a foreign currency is loaded on your card, the Westpac Worldwide Wallet can make it easy for you to stay on top of your spending. When you sign up to a Westpac Worldwide Wallet, you’ll also get access to exciting Mastercard travel and shopping perks - Flight Delay Pass, Mastercard Travel Rewards and Priceless Cities.

Things you should know

Westpac Retail and Business Banking Financial Services Guide and Credit Guide (PDF 238KB)


You should read the Westpac Worldwide Wallet Product Disclosure Statement, Online Banking Terms and Conditions, and Westpac Retail and Business Banking Financial Services Guide before making a decision and consider whether these products are appropriate for you. This information does not take into account your personal objectives, financial situation or needs and you should consider its appropriateness having regard to these factors before deciding to acquire these products.

A target market determination has been made for this product. Please visit for the target market determination.

Information will be disclosed to third parties about you and your Product, or transactions made by you with the Product, as necessary for the service provision or as required by law. Westpac’s Privacy Statement explains our commitment to the protection of your personal information or you can learn more by calling 132 032


1. You will be reimbursed for any unauthorised transactions, provided that you have not contributed to the loss, exercised reasonable care in protecting your card and account, and promptly notified Westpac upon becoming aware of loss, theft, or misuse. 


2. You must register each flight before its scheduled departure time. A flight is defined as a single scheduled airline flight under a single flight number. Delay must be officially announced by the airline and reported to our flight status data service provider. Flight Delay Pass is only available at selected airport terminals. If you are under 18 years old, you must be accompanied by an adult (18 years of age and older) to enter participating lounges. Access to and use of the Flight Delay Pass is subject to T&Cs which may change from time to time. Visit for the T&Cs and the list of participating lounges.


3. For Priceless ® Cities terms of use, visit


4. Individual terms and conditions (T&Cs) apply to each offer. The T&Cs of each offer are specified on Cashback is available on international spend only. Cashback is not available for any local or domestic spend (in Australia). Cashback applies to qualifying transactions only (where a cardholder makes a purchase that meets the cashback offers published criteria and the specific T&Cs, in the local currency stipulated). Cashback is not processed immediately and will not reduce the purchase price of goods and services at the point of sale. The processing of cashback offers is undertaken by automated Mastercard systems and will appear as a credit on your next Westpac card statement. Mastercard Travel Rewards is operated by Mastercard in agreement with Westpac. For the Worldwide Wallet, the cashback processed will depend on the currencies available on your card and the location of your purchase. Examples of how a rebate may be processed are: If the destination currency is listed as a currency into which you can load funds onto your Card, the rebate will be credited as a single amount to the destination currency regardless of whether you have any funds available in that currency; or If the destination currency is not listed as a currency into which you can load funds onto your Card, the rebate will be credited to the local currency in the country in which your Prepaid Card was issued, i.e. AUD.


5. No ATM withdrawal fee at Westpac Group or select Westpac Group partner ATMs in Australia and Global ATM Alliance partners. Other fees and charges may be payable.  


6. The spare card should only be used if the Primary Card has been lost or stolen.  For your security, the spare card should only be used by yourself, and not given to anyone else.


Internet connection may be needed to make purchases using Google Pay or Samsung Pay and normal mobile data charges apply.


Google Pay is a trademark of Google Inc.


Samsung and Samsung Pay are trademarks or registered trademarks of Samsung Electronics Co., Ltd.


Mastercard and Priceless are registered trademarks, and the circles design is a trademark of Mastercard International Incorporated.