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A smart and safe way to pay in foreign currencies

Westpac Travel Money Card
  • Convenient options for you
    Pick up cards from any branch and activate them online, or order online from home and receive your cards in 5-8 business days.

  • Travel and shop worry-free
    Lock in your budget by converting your loaded AUD ahead of time and feel safe and secure from fraudulent transactions with Mastercard Zero Liability protection.  1 
     
  • Lounge access if your flight is delayed
    You and a companion can get access to over 1,000 lounges 2 if your flight is delayed for 2 hours or more. Visit the Mastercard Flight Delay Pass website to pre-register your flight. T&Cs apply.

  • Access unforgettable experiences and rewards
    Your Mastercard gives you access to Priceless® Cities with unforgettable experiences in the cities where you live and travel. You can also get cashback when you shop overseas with your Worldwide Wallet, thanks to Mastercard Travel Rewards. 4

Save on fees

  • Avoid ATM withdrawal fees
    At over 50,000 Global ATM Alliance ATMs5, which you can find easily using the ATM locator in the Westpac App.
     
  • No foreign transaction fees
    Avoid a 3% foreign transaction fee when you shop online or overseas in available currencies. 
     
  • No load or unload fees
    Reload your account on the go, whenever you need.
     
  • No account keeping fees
    You won’t pay any inactivity or account keeping fees, so any funds left in your account will be there ready for your next trip or purchase.
     

Other fees may apply. Read the Product Disclosure Statement (PDF 222KB) for full list of fees. 

Did you know you can use a Westpac Worldwide Wallet to avoid foreign transaction fees when shopping online?

You can avoid a 3% foreign transaction fee when you shop online in available foreign currencies, plus lock in your budget by converting your currency ahead of time. 

You can also shop worry-free from fraudulent transactions with Mastercard Zero Liability protection.1

Complete visibility and control

All in one view

See your account balance and transactions in the Westpac App or in Online Banking.

Move money easily

Transfer money to and from your Worldwide Wallet and convert AUD into foreign currencies while you’re on the go in the Westpac App.

More ways to pay

Add your Worldwide Wallet to Google Pay™ or Samsung Pay™, or use your card to tap and go.

A spare card for peace of mind

Both cards give you access to the same funds and can be locked and unlocked instantly at your convenience via Online Banking or the Westpac App.

Add up to 11 currencies

To view our latest rates, see our currency converter and FX rates page. 

Available currencies
AUD - Australian Dollar USD - United States Dollar
EUR - Euro GBP - British Pound
NZD - New Zealand Dollar CAD - Canadian Dollar
JPY - Japanese Yen THB - Thai Baht
ZAR - South African Rand SGD - Singapore Dollar
HKD - Hong Kong Dollar    

Order online or pick up in branch

Order online

You can open your travel money card account online and we’ll mail your cards to your address in 5-8 business days.

or

Pick up in branch

You can head into a branch, pick up a set of cards and activate them online instantly or whenever you need.

Already have your cards?
Activate now

FAQs

With the Westpac Worldwide Wallet, you can avoid a 3% foreign transaction fee when you shop online in available currencies.

You can shop safely by loading only what you need into any of the following currencies: USD, EUR, GBP, CAD, JPY, THB, ZAR, SGD, NZD and HKD. By knowing exactly how much of a foreign currency is loaded on your card, you can stay on top of your spending.

You’ll also benefit from Mastercard Zero Liability protection,1 so you can shop worry-free from fraudulent transactions.

To apply for a Westpac Worldwide Wallet, you must be aged 14 years or older and be an existing Westpac customer who is registered for Online Banking. If you haven’t registered for Online Banking, see this helpful guide to learn how to get started. If you’re new to Westpac and would like to apply for a Worldwide Wallet, you’ll need to become a customer first by opening a Westpac savings or transaction account and meeting our identification requirements. You can visit westpac.com.au/aml for more information on how we identify you. 

If you have insufficient funds to complete a transaction in a currency loaded on your account, or the transaction is in a currency not loaded on your account, the transaction will be automatically processed by drawing down from another currency in your account (provided that there are sufficient funds available in one or more other currencies to complete the transaction). Funds will be withdrawn according to the drawdown sequence, and the applicable exchange rate will apply. See the Product Disclosure Statement (PDF 222KB) for the drawdown sequence.

Yes, you can withdraw money or check your balance at overseas ATMs using your Worldwide Wallet. The balance displayed will be in the currency of the country you are visiting. You won’t pay an ATM withdrawal fee when using a Global ATM Alliance ATM.However, fees may apply if you use an ATM outside of the Global ATM Alliance network.

If you have insufficient funds to complete a transaction in a currency loaded on your account, or the transaction is in a currency not loaded on your account, the transaction will be automatically processed by drawing down from another currency in your account (provided that there are sufficient funds available in one or more other currencies to complete the transaction). Funds will be withdrawn according to the drawdown sequence, and the applicable exchange rate will apply. See the Product Disclosure Statement (PDF 222KB) for the drawdown sequence.  

We recommend you download our app as we may send you important notifications about your Worldwide Wallet while you are travelling. Using the Westpac App makes it easy for you to get these notifications while you’re on the go. You can also use the app to:

  • Instantly transfer AUD between your savings and transaction Westpac account/s and your travel money card
  • Convert between your loaded AUD and up to 10 different foreign currencies at any time to lock in your exchange rate
  • View your currency balances and transactions
  • Access your Worldwide Wallet account’s BSB and account number as well as your eStatements
  • Block your card/s if they have been lost or stolen


If you’re new to the Westac App, learn more about how to get started.

Things you should know

 

You should read the Westpac Worldwide Wallet Product Disclosure Statement and Online Banking Terms and Conditions before making a decision and consider whether these products are appropriate for you. This information does not take into account your personal objectives, financial situation or needs and you should consider its appropriateness having regard to these factors before deciding to acquire these products.

 

Information will be disclosed to third parties about you and your Product, or transactions made by you with the Product, as necessary for the service provision or as required by law. Westpac’s Privacy Policy explains our commitment to the protection of your personal information. Please refer to our full Privacy Policy (PDF 192KB).

 

1. You will be reimbursed for any unauthorised transactions, provided that you have not contributed to the loss, exercised reasonable care in protecting your card and account, and immediately notified Westpac upon becoming aware of loss, theft, or misuse. 

 

2. You must register each flight at least 6 hours before your flight. A flight is defined as a single scheduled airline flight under a single flight number. Delay must be officially announced by the airline and reported to our flight status data service provider. Flight Delay Pass is only available at selected airport terminals. If you are under 18 years old, you must be accompanied by an adult (18 years of age and older) to enter participating lounges. Access to and use of the Flight Delay Pass is subject to T&Cs which may change from time to time. Visit flightdelaypass.mastercard.com/worldwidewallet for the T&Cs and the list of participating lounges.

 

3. For Priceless ® Cities terms of use, visit www.priceless.com/terms/en_AU.

 

4. Individual terms and conditions (T&Cs) apply to each offer. The T&Cs of each offer are specified on http://mtr.mastercardservices.com/en/i/20657. Cashback is available on international spend only. Cashback is not available for any local or domestic spend (in Australia). Cashback applies to qualifying transactions only (where a cardholder makes a purchase that meets the cashback offers published criteria and the specific T&Cs, in the local currency stipulated). Cashback is not processed immediately and will not reduce the purchase price of goods and services at the point of sale. The processing of cashback offers is undertaken by automated Mastercard systems and will appear as a credit on your next Westpac card statement. Mastercard Travel Rewards is operated by Mastercard in agreement with Westpac. For the Worldwide Wallet, the cashback processed will depend on the currencies available on your card and the location of your purchase. Examples of how a rebate may be processed are: If the destination currency is listed as a currency into which you can load funds onto your Card, the rebate will be credited as a single amount to the destination currency regardless of whether you have any funds available in that currency; or If the destination currency is not listed as a currency into which you can load funds onto your Card, the rebate will be credited to the local currency in the country in which your Prepaid Card was issued, i.e. AUD.

 

5. No ATM withdrawal fee at Westpac Group ATMs in Australia and over 50,000 ATMs globally via Global ATM Alliance partners. Other fees and charges may be payable.

 

Internet connection may be needed to make purchases using Google Pay or Samsung Pay and normal mobile data charges apply.

 

Google Pay is a trademark of Google Inc.

 

Samsung and Samsung Pay are trademarks or registered trademarks of Samsung Electronics Co., Ltd.

 

Mastercard and Priceless are registered trademarks, and the circles design is a trademark of Mastercard International Incorporated.