International Payments
What do I need to send money overseas?
- A Westpac bank account that is registered for Online Banking and Westpac Protect SMS Code
- Details of the person receiving the money, such as their name, address, the name of their bank, branch address, and their account number
- SWIFT code of the foreign bank
- The amount you want to send
See our currency converter to view the latest foreign exchange rates.
Funds are transferred electronically from your Westpac account to the designated overseas account, usually within 1-3 business days.
Are you sending or receiving money?
Send money overseas from Australia
Transfer money overseas 24 hours a day, 7 days a week with Westpac Online Banking.
Receive money from overseas
Receive money faster by having it deposited electronically into your Westpac account.
Send, receive and hold multiple currencies
Make and receive payments in a foreign currency and convert to AUD when it suits you.
Use our currency converter to find out the latest FX rates
Things you should know
Overseas banks may impose fees and charges or convert the currency of the payment. Westpac might not have any control over the fees, charges or foreign currency conversions imposed by these institutions. Any overseas financial institution handling charges will by default be borne by the recipient of the International Payment and deducted from the payment amount, unless otherwise organised. It is possible that the overseas bank could convert the currency of the payment at an unfavourable exchange rate. You should inform the beneficiary that, if this occurs, they should consider rejecting the payment immediately so the payment can be unwound at the prevailing exchange rate.
If you do not want the currency to be converted, please insert the words “Do Not Convert” in the description details free text box when you are making an international payment and we will on-forward this instruction.