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Help take your rewards to new heights

Offer ends 27th November 2018. One application, two great Rewards cards.

Receive 60,000 bonus Qantas or Altitude Points

When you apply, are approved and spend $3,000 on eligible purchases on your new Westpac Altitude Platinum Visa Card within 90 days of card approval.#

plus

Receive 15,000 bonus Qantas or Altitude Points

When you apply, are approved and spend $3,000 on eligible purchases on your new American Express® Westpac Altitude Black Card within 90 days of Card approval.^

Westpac Altitude Platinum Visa Card

  • Variable purchase rate: 20.24% p.a.
  • Variable cash advance rate: 20.74% p.a.
  • Annual Card fee: $0 annual card fee in the first year* ($150 thereafter, plus a $50 Qantas Rewards fee applies for customers who choose to earn Qantas Points through the Altitude Qantas rewards program).

Issued and serviced by Westpac

American Express® Westpac Altitude Platinum Card

  • Interest Rate for purchases: 20.24% p.a.
  • Cash advance rate: Cash advances are not available 
  • Annual Card fee: $0 for the first year when you apply by 27th November 2018** ($49 thereafter).

Issued and serviced by American Express


Your choice of rewards program

Choose either Altitude Points or Qantas Points and earn points for every $1 spent on eligible purchases.

Altitude Rewards

Redeem points with a range of partner airlines. You can also redeem points for merchandise, gift cards and cashback.

Westpac Altitude Platinum Visa Card

  • 1 Altitude Point for every $1 spent on eligible purchases.

American Express® Westpac Altitude Platinum Card

  • 3 Altitude Points for every $1 spent on eligible purchases in foreign currency,
  • 2 Altitude Points  for every $1 spent on eligible purchases in Australia
  • 1 Altitude Point for every $1 spent at government bodies in Australia such as Australia Post & the Australian Taxation Office.

Altitude Qantas

Redeem points for flights with Qantas, and for merchandise and gift cards through the Qantas store.

Plus earn 1 additional Qantas Point for every $1 spent on selected Qantas products and services in Australia.

Westpac Altitude Platinum Visa Card

  • 0.5 Qantas Points for every $1 spent on eligible purchases.

American Express® Westpac Altitude Platinum Card

  • 1.5 Qantas Points for every $1 spent on eligible purchases in foreign currency
  • 1 Qantas Point for every $1 spent on eligible purchases in Australia
  • 0.5 Qantas Points for every $1 spent at government bodies in Australia such as Australia Post & the Australian Taxation Office.

Features of Altitude Platinum

Complimentary insurance covers

Benefit from a range of complimentary insurances, including cover for overseas travel, transit accident, purchase security and extended warranty on both the Westpac Altitude Platinum Visa Card and the American Express Westpac Altitude Platinum Card.  

Access to American Express benefits.

Whether it's shopping, dining, travel or entertainment there's an Amex Offer with your name on it. Amex Invites opens the door to access pre-sale tickets to some of your favourite artists and includes reserved seating offers, only with the American Express Westpac Altitude Platinum Card.

Complimentary Platinum Concierge service.

Have your own personal assistant on call 24/7, from anywhere in the world. They'll help you with anything from finding a restaurant to planning an event, only with the Westpac  Altitude Platinum Visa Card.

Looking for a different bundle?

Customise your own American Express Westpac Altitude Card Bundle. Get Started.

Things you should know

Consumer Credit Cards - Conditions of Use (PDF 345KB)

Credit criteria, fees and charges apply. Switches, upgrades, or Westpac group staff are ineligible. The promotion may be varied or withdrawn at any time and is not available in conjunction with any other promotion. The bonus points and first year annual card fee waiver is available to customers who apply via this website (offer not available in branch or call centres) and are approved for a new American Express Westpac Altitude Platinum bundle between 9th August 2018 and 27th November 2018. Terms and conditions available on request.

Westpac Banking Corporation ABN 33 007 457 141 AFSL and Australian credit licence 233714.

American Express Westpac Altitude Cards are issued and administered by American Express Australia Limited ABN 92 108 952 085, Australian Credit Licence No. 291313.

American Express will pay a monthly commission to Westpac in relation to your account. As the commission is dependent on all American Express Westpac Altitude customers’ use of their Cards, the amount is not ascertainable.  

Fees or charges in relation to this Card are only payable to American Express, not Westpac.

Be credit savvy: Before applying, consider a realistic credit limit and check all conditions, interest rates, fees and charges on your selected card.

Frequent Flyer Program: You must be a member of the relevant frequent flyer program to redeem Altitude Points for frequent flyer points. The Altitude Rewards Terms and Conditions and the terms and conditions of the relevant frequent flyer program apply. A joining fee may apply. Availability of award flights may be limited. For more information on the Altitude Rewards program, visit altituderewards.com.au

Altitude Qantas: In order to earn and redeem points, you must be a member of the Qantas Frequent Flyer program.

Westpac Altitude Platinum Visa Card

#Westpac Altitude Platinum Visa Card bonus points promotion: When you apply and are approved for a new Westpac Altitude Platinum Visa Card between 9th August 2018 and 27th November 2018, and spend the minimum amount of $3,000 on eligible purchases on the Westpac Altitude Platinum credit card within 90 days from card approval in one or more transactions. Eligible purchases do not include fees, cash, cash equivalent transactions, BPAY, BPAY equivalent transaction, refunds and balance transfers debited from the card account. The bonus Altitude Points or Qantas Points will be added to your points balance within 12 weeks once you meet the eligible spend criteria. Existing Westpac customers who currently hold an Altitude Platinum Visa Card or Altitude Black Mastercard, or who have held one in the last 12 months, are not eligible for this offer. Qantas Points earned during a statement cycle are added to your Qantas Points balance on a monthly basis.

*Annual card fee waiver: $0 first year annual card fee promotion. The first year annual card fee waiver is available when you apply for a new Westpac Altitude Platinum Visa Card between 9th August 2018 and 27th November 2018. The first annual card fee will be debited on the 12 month anniversary of the first transaction (including balance transfers) on your account and annually thereafter.

Rewards Points on the Westpac Altitude Platinum Visa Card: The earning and redemption of Altitude Points and Qantas Points is subject to the Altitude Terms and Conditions. You do not receive points if your card account is in arrears for 2 consecutive statement cycles and in other circumstances. You do not earn Altitude Points or Qantas Points on payments to the Australian Taxation Office.

Qantas products and services: Selected Qantas products and services are Qantas passenger flights (with a QF flight number) purchased on the Qantas merchant account, i.e. directly with Qantas or some travel agents, and Qantas Frequent Flyer and Qantas Club membership joining and annual fees apply. Excludes Jetstar, Qantas Holidays, Qantas branded non airfare products, Qantas Freight and Qantas Staff Travel.  For full Qantas Frequent Flyer Terms and Conditions, visit qantas.com/terms

Complimentary insurance covers on the Westpac Altitude Platinum Visa Card: AWP Australia Pty Ltd, ABN 52 097 227 177, AFSL 245631, of 74 High Street, Toowong, QLD 4066 (trading as Allianz Global Assistance) under a binder from the underwriter, Allianz Australia Insurance Limited ABN 15 000 122 850, AFSL 234708, has issued an insurance group policy to Westpac Banking Corporation ABN 33 007 457 141 AFSL and Australian credit licence 233714 (Westpac), of 275 Kent Street, Sydney, NSW 2000 which allows eligible Westpac account holders and cardholders to claim under it as third party beneficiaries. The terms, conditions, limits and exclusions of the group policy are set out in the Westpac Credit Cards Complimentary Insurance Policy which may be amended from time to time. Westpac does not guarantee the insurance. You can get a copy of the policy booklet by downloading the Westpac Credit Cards Complimentary Insurance Policy.

Concierge Services are subject to the Westpac Rewards Cards Concierge Service Terms and Conditions at westpac.com.au.

American Express® Westpac Altitude Platinum Card

^American Express Westpac Altitude Platinum bonus points promotion: Offer only available to Cardholders who apply online for the new American Express Westpac Altitude Platinum Card between 9th August 2018 and 27th November 2018, are approved and spend $3,000 on eligible purchases on their new Card in the first 90 days from Card approval date. Bonus Points will be awarded to the eligible Card Member’s account 8-10 weeks after the spend criteria have been met.

**First year Annual Card Fee waiver: The American Express Westpac Altitude Platinum Card will have a $0 introductory annual Card fee for the first year of Card Membership. After the first year, the annual Card fee will be $49 per year. Offer only available to new American Express Westpac Altitude Platinum Card Members who apply between 9th August 2018 and 27th November 2018 and are approved.

Altitude Points: The earning of Altitude Points and bonus Altitude Points using an American Express issued Altitude Card is subject to the American Express Westpac Altitude Cards Points Terms and Conditions available at americanexpress.com/australia/altitude-points-t&c. Redemption of Altitude Points is subject to the Altitude Rewards Terms and Conditions available at altituderewards.com.au. You may not be able to redeem Altitude Points if your Card account is in arrears for 2 consecutive statement cycles and in other circumstances. Eligible purchases: do not include cash advances, interest, balance transfers, fees and charges for traveller’s cheques and foreign currencies. For the full list of exclusions, please refer to the American Express Westpac Altitude Cards Points Terms and Conditions available. Government: Merchants classified as “government” include the Australian Taxation Office, the Australian Postal Corporation (Australia Post), federal/state and local government bodies.at americanexpress.com/australia/altitude-points-t&c.

Qantas Points: You must be a member of the Qantas Frequent Flyer program to earn and redeem points. Membership and Qantas Points are subject to the Terms and Conditions of the Qantas Frequent Flyer program. Qantas Points are earned on Eligible Purchases in accordance with and subject to the American Express Westpac Altitude Cards Points Terms and Conditions as long as your account remains current and in good standing.

Selected Qantas products and services in Australia are Qantas passenger flights (with a QF flight number) purchased on the Qantas merchant account i.e. directly with Qantas, Qantas Frequent Flyer and Qantas Club membership joining and annual fees. Excludes Jetstar, Qantas Holidays and Qantas branded non-airfare products.

Complimentary insurance covers on the American Express® Westpac Altitude Platinum Card: The American Express® Westpac Altitude Card insurance is subject to terms, conditions and exclusions (such as maximum age limits, pre-existing medical conditions and cover limits) - see the full terms and conditions. You must use your American Express Westpac Altitude Card to prepay $500 of travel costs in order to be covered under the overseas travel  insurance.  AWP Australia Pty Ltd ABN 52 097 227 177, AFSL 245631 (trading as Allianz Global Assistance) under a binder from the underwriter,  Allianz Australia Insurance Limited ABN 15 000 122 850, AFSL 234708, has issued an insurance group policy to Westpac Banking Corporation ABN 33 007 457 141 AFSL and Australian credit licence 233714 (Westpac).  This communication does not take into account your objectives or financial situation.

Westpac is the credit provider and credit licensee under National Consumer Credit Laws.