Understanding insurance
What you’ll find here
- Home insurance: Cover for your home or investment property.
- Life insurance: Cover that can offer peace of mind at a very difficult time.
- Car insurance: Cover if something unexpected happens.
Master your home insurance
Homeowner, property investor or renter? Discover the type of cover and how much you might need to suit your particular circumstances, and learn ways to help protect your home and your belongings.
Home insurance calculators
Estimate the amount you might need to rebuild your home or replace your contents and make sure you have enough cover in an event of a flood, fire, storm or severe natural disaster.1
Protect loved ones with life insurance
Discover guides and articles to help you find out how life insurance works and the ways it can help you protect your family and the life you love.
Types of life insurance
Each insurance protects you in a different way. Find out about the different types of insurance you may need to help you live the life you’ve planned or help your family if you are not around.
Car ownership and insurance
Whether you’re buying a car, renewing your insurance or looking to switch insurers, our handy tips and guides may help make your car ownership journey a smooth one.
Mastering your car insurance
- Things to check at car insurance renewal time
- The essential guide to car insurance excess
- 5 things about car insurance you may not know
Putting safety first
Need to make an insurance claim?
Home, Contents or Landlords insurance claim
Car insurance claims
Life insurance claims
- Lodge a claim with TAL
Other insurance claims
Things you should know
1The Building and Contents calculators provided by Allianz through a third-party provider, are intended as a guide only. For a more accurate cost to rebuild your home or replace your contents, consider obtaining a professional valuation from a licensed builder or professional valuer.
Any financial product advice provided on this page is general in nature and does not take into account your personal circumstances. Before making a decision on any insurance product, please consider the relevant Product Disclosure Statement, supplementary PDS (if applicable) and Target Market Determination. Westpac does not guarantee any insurance and cover is subject to your application for insurance being accepted by the insurer.
General Insurance
Westpac can arrange for the initial issue of the following insurance:
- Home & Contents and Landlord Insurance issued by Allianz Australia Insurance Limited ABN 15 000 122 850 AFSL 234708 (Allianz). View the Home & Contents and Landlord Insurance Key Fact Sheets (KFS)
- Motor Insurance issued by Allianz. View the Premium, Excess, Discount and Options Guide (PED) (PDF 81KB)
If you purchase Home & Contents, Landlord Insurance or Motor Insurance with Allianz the Bank will receive a commission of up to 12% of the premium excluding Government fees and charges, plus GST.
Westpac can refer customers to Allianz, Club Marine Limited ABN 12 007 588 347 AFSL 236916 (Club Marine) and AWP Australia Pty Ltd ABN 52 097 227 177 AFSL 245631 trading as Allianz Global Assistance (AGA) (both Club Marine and AGA act as an agent under a binder for Allianz), respectively, for each of the following insurance:
- Caravan & Trailer Insurance issued by Allianz,
- Pleasure Craft Insurance issued by Club Marine,
- Travel Insurance issued by AGA for the insurer Allianz.
If you purchase Caravan & Trailer, Pleasure Craft or Travel Insurance with Allianz the Bank will receive a commission of up to 10% of the premium excluding Government fees and charges, plus GST.
Life Insurance
Life Insurance is issued by TAL Life Limited ABN 70 050 109 450 AFSL 237848 (TAL Life). TAL Life is part of the TAL Dai-ichi Life Australia Pty Ltd ABN 97 150 070 483 group of companies (TAL). Westpac Banking Corporation ABN 33 007 457 141 AFSL 233714 (the Bank) refers customers to TAL but does not guarantee the insurance.
If you purchase Life Insurance with TAL the Bank will receive a commission of 10% of the premiums (exclusive of GST) for the period you continue to hold a policy.
Westpac's Privacy Statement is available at westpac.com.au/privacy/privacy-statement or by calling 132 032 8am - 8pm Sydney time, 7 days. It covers:
- How you can access the personal information Westpac holds about you and ask for it to be corrected;
- How you can complain about a breach of the Privacy Act 1988 (Cth) or a registered Code by Westpac and how Westpac will deal with your complaint; and
- How Westpac collect, hold, use and disclose your personal information in more detail.